Deposit Pricing and Analysis Manager - Consumer
About The Position
At Regions, the Deposit Pricing and Analysis Manager develops and maintains analytical models, pricing frameworks, and performance analyses to support pricing recommendations for retail deposit products and services. The role monitors portfolio performance, customer behavior, market conditions, and competitive trends to assess pricing effectiveness and identify optimization opportunities. It partners with business leaders and other stakeholders to recommend strategies that balance profitability, deposit growth, customer retention, and market competitiveness with the bank’s strategic objectives. The position manages a small team of analysts and maintains vendor relationships supporting competitive intelligence, models, and other needs. It is intended to be onsite, with regular work hours that include full days in the office three or more days per week; the manager sets the schedule and in-office expectations. Locations available are Birmingham, Alabama; Atlanta, Georgia; or Charlotte, North Carolina. The position is exempt from FLSA timekeeping requirements and is not eligible for overtime. It is incentive eligible, including participation in an annual discretionary incentive plan and the opportunity to participate in the Long Term Incentive Plan.
Requirements
- Bachelor’s degree.
- Ten years of experience in financial analysis and product pricing.
- Three years of management experience.
- Experience developing, maintaining, and interpreting financial models used to support business decisions.
- Ability to analyze and synthesize large amounts of data into usable decision-support tools.
- Ability to negotiate and influence.
- Excellent verbal and written communication skills.
- Excellent presentation skills.
Nice To Haves
- Master’s degree.
- Knowledge of the financial services industry.
- Experience presenting recommendations to executive leadership and governance committees.
Responsibilities
- Develop, analyze, and recommend retail deposit pricing actions to senior leadership and governance committees, supported by data-driven analyses, forecasting, and profitability assessments.
- Design, prepare, and analyze reports that help management understand account and balance trends related to pricing changes, including fees or rates.
- Analyze balance trends, interest expense, and competition to prepare and support rate pricing recommendations and decisions for the Deposit Rate Committee.
- Develop and analyze pricing models used to make future fee pricing recommendations and decisions.
- Prepare deposit balance forecasts to inform governance committees and budgeting and forecasting processes.
- Maintain vendor relationships for competitive intelligence, models, or other needs.
- Manage a small team of analysts.
- Monitor portfolio performance, customer behavior, market conditions, and competitive trends to evaluate pricing effectiveness and identify optimization opportunities.
- Partner with business leaders and key stakeholders to recommend pricing strategies aligned with the bank’s strategic objectives.
Benefits
- Paid vacation and sick time.
- 401(k) with company match.
- Medical, dental, and vision benefits.
- Disability benefits.
- Health Savings Account.
- Flexible Spending Account.
- Life insurance.
- Parental leave.
- Employee Assistance Program.
- Associate Volunteer Program.
- Annual discretionary incentive plan eligibility.
- Opportunity to participate in the Long Term Incentive Plan.
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What This Job Offers
Job Type
Full-time
Career Level
Manager
