Deposit Pricing and Analysis Manager - Consumer

Regions • Atlanta, GA

4d • $141,494 - $179,330 • Onsite

About The Position

The Deposit Pricing and Analysis Manager develops and maintains analytical models, pricing frameworks, and performance analyses to support pricing recommendations for retail deposit products and services. The role monitors portfolio performance, customer behavior, market conditions, and competitive trends to evaluate pricing effectiveness and identify opportunities for optimization. It partners with business leaders and other stakeholders to recommend strategies that balance profitability, deposit growth, customer retention, and market competitiveness while supporting the bank’s strategic objectives.

The position manages a small team of analysts and maintains vendor relationships related to competitive intelligence, models, and other needs. It is intended to be onsite, with regular work hours that include full days in the office three or more days per week. The manager sets the work schedule and in-office expectations. Locations listed for the role are Birmingham, Alabama; Atlanta, Georgia; or Charlotte, North Carolina. The position is incentive eligible and exempt from timekeeping requirements under the Fair Labor Standards Act, so it is not eligible for overtime pay.

Requirements

• Bachelor’s degree.
• Ten years of experience in financial analysis and product pricing.
• Three years of management experience.
• Experience developing, maintaining, and interpreting financial models used to support business decisions.
• Ability to analyze and synthesize large amounts of data into usable decision-support tools.
• Ability to negotiate and influence.
• Excellent verbal and written communication skills.
• Excellent presentation skills.

Nice To Haves

• Master’s degree.
• Knowledge of the financial services industry.
• Experience presenting recommendations to executive leadership and governance committees.

Responsibilities

• Develop, analyze, and recommend retail deposit pricing actions to senior leadership and governance committees, supported by data-driven analyses, forecasting, and profitability assessments.
• Design, prepare, and analyze reports that explain account and balance trends related to pricing changes, including fees or rates.
• Analyze balance trends, interest expense, and competition to support rate pricing recommendations and decisions for the Deposit Rate Committee.
• Develop and analyze pricing models to support future fee pricing recommendations and decisions.
• Prepare deposit balance forecasts for governance committees and budgeting and forecasting processes.
• Maintain vendor relationships for competitive intelligence, models, or other needs.
• Manage a small team of analysts.

Benefits

• Eligible to participate in the annual discretionary incentive plan, with awards based on individual, business, and/or company performance.
• Opportunity to participate in the Long Term Incentive Plan.

What This Job Offers

• Job Type: Full-time
• Career Level: Manager