Deposit Operations Specialist III

Century Bank•Santa Fe, NM

10d•Onsite

About The Position

Performs work in a centralized deposit operations environment, with limited supervision and follows established policies and department procedures. Provides back-office support associated with ACH and check processing. Assists in the performance of Account and CIF level file maintenance and other operational tasks.

Requirements

Ability to work independently with minimum supervision, perform tasks accurately with excellent attention to detail.
Ability to multi-task, flexibility and the ability to work under pressure to meet deadlines.
Good organizational, analytical, and communication skills; PC experience and data entry.
Ability to work with the public in a friendly, courteous and professional manner.
Must be self-motivated and able to learn new tasks quickly.
Strong knowledge of generally accepted accounting principles.
Ability to work with the public in a friendly, courteous and professional manner.

Nice To Haves

Prior bank operations experience preferred.

Responsibilities

Daily processing of NSF, unposted/rejected check image and ACH items.
Responsible for creating return image cash letters, preparation of ACH returns, balancing of check/ACH returns, chargebacks, and sending/receiving large dollar return notifications.
Responsible for researching item processing corrections/errors, check reject repair, and correction posting.
Daily review, tracking and reporting of Financial Crimes Defender.
Daily review and monitoring of internal general ledger accounts relating to Deposit Operations.
Working with Fraud Manager and other banks on recovery of losses incurred by check and ACH fraudulent activities.
Monitor and act on high-risk accounts by restriction and closure.
Maintain a working knowledge of fraud prevention guidelines and techniques.
Assist with Escheatment, Levies and Garnishments.
Assist in the processing of Positive Pay.
Processing outgoing ACH origination files.
Processing of ACH Reclamations.
Responsible for daily ACH Maintenance Review report, ACH Returns and NOC’s.
Processing of deceased customer notifications.
Assist in performing various CIF and Account level file maintenance received from the branches and other employees within the department.
Acts as a backup for all functions of the EIP/ACH area and assists with special projects as needed.
Other Deposit Operations duties as assigned.
Daily review of Deposit Operations critical maintenance.
Daily printing of notices and loan statements.
Daily posting of ATM/Debit Card representment/charge-back entries.
ACH Dispute Processing.