Deposit Operations Specialist

unibankWhitinsville, MA
$20 - $24Onsite

About The Position

We have an exciting opportunity to join our Deposit Operations team! We're looking for a detail-oriented, organized, and dependable professional who enjoys working with research, documentation, reporting, and the operational processes that keep a bank running smoothly. In this role, you'll gain exposure to a wide range of deposit operations functions, including account maintenance, customer and account review, regulatory processes, operational reporting, and audit support. If you take pride in accuracy, enjoy problem-solving, communicate effectively, and thrive in a collaborative environment where teamwork and cross-training are valued, we'd love to hear from you. Join a community-focused bank where your contributions help support exceptional service for our customers and communities every day.

Requirements

  • Strong attention to detail, organization, accuracy, follow-through, research, problem-solving, communication, and customer service skills required.
  • Ability to follow procedures, maintain internal controls, meet deadlines, escalate issues appropriately, and protect confidential customer and bank information is essential.
  • Proficiency with Microsoft Office, core banking systems, imaging systems, vendor platforms, and other Deposit Operations applications required.
  • Ability to learn new systems and support cross-training needs is a must.
  • High school diploma or equivalent required.
  • 1-3 years banking experience required.

Nice To Haves

  • Knowledge of deposit accounts, account maintenance, documentation review, exception processing, legal processing, reconciliations, tax reporting, or related banking functions preferred.

Responsibilities

  • Perform account and customer review, including account changes, file maintenance, customer profile review, and tax certification review.
  • Review incoming faxes and route them to appropriate staff to ensure timely completion.
  • Review and balance assigned operational reports, including account changes, customer changes, supervisor override, dormant, teller transaction, and other control reports.
  • Support legal, regulatory, and verification processes, including AVS and SSA asset verification, Verification of Deposit, Confirmation.com, and dormant account activity.
  • Print daily automated documentation such as club checks, interest checks, printed letters, and related annual or periodic tasks.
  • Complete general research, mailing support, year-end tasks, and recurring operational or compliance reporting.
  • Maintain accurate records, logs, supporting documentation, and audit trails in accordance with procedures, internal controls, regulatory expectations, and retention requirements.
  • Identify and escalate exceptions, discrepancies, balancing differences, documentation gaps, customer-impacting issues, and system or vendor-related concerns.
  • Provide backup support, participate in cross-training, and perform other Deposit Operations duties as assigned.
  • Other duties as assigned.

Benefits

  • The estimated base hourly rate for this position is $20.00/hr to $24.00/hr.
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