Debt Consultant

Achieve • Tempe, AZ

14h • $75,000 - $100,000 • Hybrid

About The Position

As a Debt Consultant on Achieve’s Freedom Debt Relief team, you will work with customers facing higher levels of unsecured debt and guide them through personalized solutions to regain financial control. Customers are often further along in their decision journey and need a skilled, consultative approach to understand their situations and move forward confidently.

You will manage a pipeline of high-value opportunities and lead conversations that combine empathy, education, and financial clarity, often closing within one or two interactions. The role is intended for experienced sales professionals who can build trust quickly, navigate complex financial conversations, and help customers make clear decisions.

The position offers remote and hybrid options in the Phoenix, Arizona metro area and requires a high-speed internet or fiber broadband connection. The listed shifts are Tuesday–Saturday or Sunday–Thursday, with eight-hour shifts scheduled between 10:30 a.m. and 8:00 p.m. Arizona time. The stated average total compensation is $75,000–$85,000, with top performers earning $100,000 or more annually; compensation consists of hourly base pay and uncapped commissions.

Requirements

• At least 3 years of experience in inside sales; consultative or financial sales experience is preferred.
• Proven success in a commission-driven role with consistent goal attainment.
• Ability to navigate both emotional and analytical conversations.
• Experience managing a pipeline and prioritizing opportunities effectively.
• Confidence discussing financial situations, trade-offs, and long-term outcomes.
• High school diploma or equivalent.
• High-speed internet or fiber broadband connection.

Nice To Haves

• Ability to quickly build trust with customers in high-stress financial situations.
• Comfort leading deeper, more complex conversations rather than transactional sales.
• Ability to guide customers toward a decision, not merely provide information.
• Ownership of pipeline and results.
• Experience in consultative or financial sales environments.

Responsibilities

• Own and manage a pipeline of high-debt, high-intent customers from initial contact through enrollment.
• Lead consultative conversations to understand each customer’s full financial picture.
• Explain debt resolution strategies, program structure, and expected outcomes clearly.
• Balance empathy with direction when guiding customers through emotionally and financially complex decisions.
• Drive efficient decision-making and close opportunities, often within one or two calls.
• Prioritize opportunities and conduct targeted follow-up to maximize conversion.
• Meet and exceed daily, weekly, and monthly sales goals.

Benefits

• 401(k) with employer match.
• Medical, dental, and vision coverage, with HSA and FSA options.
• Competitive vacation and sick time off, plus dedicated volunteer days.
• Employee Assistance Program and physical and mental health wellness programs.
• Up to $5,250 reimbursement for eligible education expenses.
• Pet care discounts.
• Achieve Care Fund financial support in times of hardship.
• Six employee resource groups and a commitment to diversity and inclusion.
• Hybrid and remote work opportunities for certain roles.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED