Inuit

BMO•Waskaganish, QC

7d•Hybrid

About The Position

This role is for experienced and aspiring First Nations / Métis / Inuit professionals. The Customer Service Representative delivers exceptional service to BMO customers and prospects, identifying their needs and providing advice on financial solutions. They work collaboratively within the branch and through various channels with BMO partners to achieve business objectives. The representative supports customer requests, handles transactions, and offers guidance on digital banking options. They engage customers in needs-based conversations to identify opportunities for everyday banking plans and credit card needs, escalating complex situations as required. The role also involves supporting operational activities, managing cash transactions, and executing routine tasks within service level agreements. As a key member of the team, they integrate marketing promotions into customer conversations and strive to make each customer's experience personal. They must follow risk and compliance processes, maintain knowledge of the financial services marketplace, and identify suspicious activity. Standardized tasks are completed under supervision, with initial problem-solving within given rules and escalation when necessary. Broader accountabilities may be assigned. The role requires taking measured risks while protecting the bank by applying the Risk Management Framework.

Requirements

No prior experience necessary.
Post-secondary degree or certification in related field of study is desirable.
High-level knowledge of personal, commercial and partner offers, and how each can best serve customers’ individual needs.
Confident and experienced in the use of social media, tablets, smart phones, online tools, and applications.
Highly skilled at helping people who don’t find digital applications intuitive to gain confidence in how to use them and to understand their benefits.
Projects a professional presence.
Basic knowledge of specialized sales and business banking solutions to refer to specialists.
Passionate commitment to helping customers.
A focus on delivering a personal experience to customers.
Resourceful self-starter with courage and confidence to approach customers.
Readiness to collaborate and work in different capacities as part of a team.
Strong interpersonal skills, including the ability to build rapport and connections with customers.
An aptitude for listening, solving problems, and responding flexibly and creatively to new challenges.
Basic knowledge learned on the job.
Verbal & written communication skills - Basic (in business environment).
Organization skills - Basic (in business environment).
Collaboration & team skills - Basic (in business environment).

Nice To Haves

First Nations / Métis / Inuit professionals are encouraged to apply.

Responsibilities

Delivers exceptional service to BMO customers and prospects.
Identifies customer needs and provides advice and guidance regarding financial solutions.
Works collaboratively within the branch and through various channels with BMO partners to deliver the desired customer experience and achieve overall business objectives.
Identifies customer needs and initiates referrals to BMO colleagues.
Supports customer requests for banking services, including handling transactions and customer inquiries.
Welcomes customers warmly and meets their banking service and transactional needs with seamless execution.
Offers advice and guidance on available digital and self-serve options.
Reviews customer profiles and engages customers in a needs-based conversation to identify potential opportunities and address everyday banking plans and credit card needs.
Escalates complex or unresolved customer situations to managers as required.
Contributes to meeting branch business results and the customer experience.
Supports operational activities (e.g. inventory management, escalated service requests, following up on customer applications, filing, opening and closing activities).
Manages, loads, and reconciles cash transactions between treasury and various branch units (e.g. CRU).
Executes routine tasks (e.g. service requests, transactions, queries, etc.) within relevant service level agreements.
Acts as a key member of a collaborative and versatile branch and market team.
Probes to understand customer personal banking and credit card needs and integrates marketing promotions and programs into customer conversations to provide strategic advice.
Organizes work information to ensure accuracy and completeness.
Takes the initiative to find creative approaches that make each customer’s experience feel personal.
Looks for ways to contribute to the ongoing improvement of the overall customer experience.
Contributes to business results and the overall experience delivered.
Follows through on risk and compliance processes and policies.
Keeps current with the wider financial services marketplace, the legal and regulatory environment, and ethical requirements.
Maintains current knowledge of personal banking products, practices, and trends.
Identifies and reports suspicious patterns of activity that are suspected to be related to money laundering.
Complies with legal and regulatory requirements for the jurisdiction.
Protects the Bank's assets in compliance with all regulatory, legal, and ethical requirements.
Completes standardized tasks under supervision.
Performs initial problem solving within given rules/limits & escalates when required.
Takes measured risks while protecting the bank by applying our Risk Management Framework.