Customer Service Representative I/Float (Deckerville)

THUMB BANK & TRUST•Marion Township, MI
•Onsite

About The Position

The Customer Service Representative I is the face of Thumb Bank & Trust, providing exceptional customer service while accurately processing financial transactions and maintaining cash management and balancing procedures. This role serves customers by email, phone, and in person; supports routine banking transactions and account access; and refers complex requests to appropriate staff. The position is based at the Deckerville Branch in Deckerville, Michigan, and is full-time.

Requirements

  • Ability to maintain confidential information.
  • Professional image and courteous, positive, professional communication.
  • Ability to listen actively, respond promptly to customer needs, follow through, and resolve issues helpfully.
  • Good mathematical aptitude for daily balancing.
  • Strong attention to detail and ability to manage competing demands while processing transactions accurately and efficiently.
  • Ability to remain composed under pressure, solve problems, and defuse tensions to address customer issues.
  • Excellent verbal and written communication skills.
  • Pleasant and approachable disposition.
  • Ability to multitask, self-organize, and monitor follow-up.
  • Proficiency in general computer skills and Microsoft Office, including Word, Excel, and Outlook.
  • Ability to lift or move up to 50 pounds.
  • Availability to work branch hours, including weekends.

Nice To Haves

  • Previous banking experience.
  • Experience providing customer service and handling high volumes of cash.

Responsibilities

  • Greet and assist customers promptly and courteously by email, phone, and in person while following bank procedures and security protocols.
  • Provide transaction services and friendly, efficient solutions to customer needs.
  • Build long-term customer relationships while maintaining a positive, professional attitude.
  • Process cash, checks, withdrawals, deposits, and loan payments; issue receipts and record transactions in the system.
  • Verify signatures and available funds before disbursing funds.
  • Maintain the cash drawer, perform daily proofing, balance cash on hand, and reconcile transactions and negotiable items with system records.
  • Review checks for endorsements, dates, recipient identification, bank names, and legality.
  • Answer incoming calls, respond to customer-service inquiries, make follow-up calls, and transfer calls when appropriate.
  • Introduce customers to mobile, online, ATM, and other efficient banking methods.
  • Assist with debit card activations, online access setup and resets, check orders and re-orders, debit card orders, and debit card limit increases.
  • Work collaboratively with co-workers, demonstrate respect and professionalism, be punctual, and support management with special requests.
  • Identify opportunities to promote banking products and services.
  • Help balance the branch ATM and ensure it is functioning properly.
  • Assist with vault management, including verifying deposits, counting currency, and balancing.
  • Refer complex requests to appropriate staff.
  • Follow financial institution policies and procedures and applicable state and local laws and regulations.
  • Participate in community events.
  • Perform additional duties as assigned.
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