Credit Services Technology Leader

Wells Fargo & Company•Irving, TX

4d•Hybrid

About The Position

Wells Fargo is seeking a leader for the Credit Services product line within Consumer Technology. The role drives technology strategy and leads development of Enterprise Next Gen Credit Decisioning, Credit Bureau, and Credit Risk Ecosystem capabilities. The product unifies the bank’s Credit Services capabilities under one platform aligned to Banking Platform and Product Architecture (BPPA), enabling rapid design, prototyping, deployment, and execution of sophisticated credit strategies for Consumer Banking and Lending businesses. The manager leads a high-performing software engineering team and oversees development of software solutions aligned with strategic business and product objectives. The position combines technical expertise in APIs and data with product engineering and leadership skills. It includes responsibility for engineering teams and managers, architecture and non-functional requirements, software development and security standards, technology and enterprise risk, resources and budgets, talent development, and performance management. The role partners with product leaders, architects, engineers, scrum masters, vendors, and technology service providers, and offers a hybrid work schedule.

Requirements

At least 6 years of software engineering experience, or equivalent demonstrated through work experience, training, military experience, or education.
At least 3 years of management experience.
At least 3 years of application development experience.
Ability to communicate effectively in writing and verbally at all organizational levels, including with senior executives.
Ability to work and influence successfully in a matrix environment and build effective business partnerships across organizational levels.
Comfort with ambiguity and ability to facilitate discussions, explore solutions, and lead.
Ability to be proactive, innovative, and creative in meeting customer and enterprise needs.
Experience with Agile practices and frameworks such as Kanban or Scrum, and workflow and collaboration tools such as Confluence, Jira, and Jira Align.
This position is not eligible for visa sponsorship.

Nice To Haves

At least 3 years of software development experience focused on credit risk decisioning systems and domains.
Expertise in microservices architectural patterns and building and executing domain-level data strategies.
Experience implementing agentic solutions.
Strong technical background building large-scale, performant systems.
Excellent problem-solving skills and attention to detail.
Strong risk management leadership skills.
Strong dependency management skills.
Ability to drive and lead change in an organization with Wells Fargo’s size, scale, and complexity.
Knowledge and understanding of financial, operational, technical, and regulatory drivers affecting a complex, dynamic global technology environment.

Responsibilities

Manage, coach, and develop teams of experienced engineers and engineering managers responsible for building high-quality capabilities with modern technology.
Ensure adherence to Banking Platform Architecture and satisfaction of non-functional requirements with each release.
Partner with and influence architects and experienced engineers to incorporate Wells Fargo Technology technical strategies.
Understand next-generation domain architecture and enable application migration paths to target states, including cloud readiness, application modernization, and data strategy.
Represent the product technically during cross-team collaboration and planning.
Identify opportunities to resolve technology roadblocks and manage the overall software development cycle and security standards.
Act as an escalation partner for scrum masters and teams to meet moderate- to high-risk deliverables, remove impediments, and encourage learning, experimentation, and continual improvement.
Build engineering skills alongside the team in the codebase, conduct peer reviews, and guide design to support quality and alignment with technical direction.
Ensure technology functions with moderate complexity are secure, stable, and scalable, and identify, manage, and mitigate technology and enterprise risk.
Collaborate with and influence Product Managers and Product Owners on user satisfaction, technology requirements, roadmap priorities, innovative solutions, corporate value, and technical strategy while advocating agile and DevOps practices.
Interact directly with third-party vendors and technology service providers.
Manage people and financial resources to meet commitments and align with strategic technology engineering objectives.
Hire, develop, and guide talent to ensure teams have the skills needed to design and deliver innovative product solutions.
Ensure business objectives and strategy are met and conduct performance management for engineers and managers.
Support applicable risk and compliance programs through policy adherence, fulfillment of obligations, escalation and remediation of issues, and sound risk decisions.