Credit Risk Senior Manager

Wells Fargo & Company•St. Louis, MO

1d•Hybrid

About The Position

Wells Fargo is seeking a Credit Risk Senior Manager who will lead and develop a specialized teams of professional individual contributors responsible for delivering moderate- to high-complexity, high-risk products across deposit new account and risk analytics functions. You will serve as a strategic leader, partnering cross-functionally to drive sound credit risk outcomes while supporting business growth initiatives. The successful candidate will have the opportunity to lead the architecture of data within deposit credit risk while driving innovative solutions for customer origination efforts in the banks’ retail portfolio. In this role, you will: Build, lead, and develop high-performing teams focused on delivering complex, high-risk deposit and new account products across analytics and risk domains. Provide expert support and advisory services to cross-functional stakeholders and internal partners, ensuring compliance with established credit policies and governance standards. Identify opportunities to enhance customer onboarding procedures and define credit treatment guidelines aligned with evolving business strategies and growth objectives. Drive the advancement of data management and analytics strategy, leveraging advanced analytical techniques to improve data visualization for senior leaders and optimize the retention, integrity, and use of underlying data sources. Partner closely with transaction risk and fraud teams to lead highly complex, cross-functional monitoring efforts, enabling a comprehensive and integrated view of credit and fraud risk. Lead the New Account Credit Risk team by making strategic decisions to resolve highly complex issues, ensuring delivery against elevated risk management standards and business objectives.

Requirements

7+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.
3+ years of management or leadership experience.

Nice To Haves

7+ years experience working within a complex financial services organization.
Demonstrated track record of delivering strong results within a critical position under tight timelines.
Knowledge of deposit products through the product development and customer lifecycles.
Thorough understanding of risk management principles and how they apply to highly regulated products.
Ability to think critically and drive complex problems into simple solutions in plain English.
Adept at synthesizing large amounts of data, re-directing new and emerging talent, and managing large scale product changes across critical areas of business.
Highly collaborative mentality with a demonstrated ability to manage meeting business objectives and risk management requirements.
Hands-on approach to improving and teaching teammates to ensure work product is sufficiently robust ahead of required submissions.
Enterprise mindset as it relates to creating the future of data within deposits risk and CBL organization more broadly; manage stakeholders internally (within risk) and externally across the technology organization.

Responsibilities

Build, lead, and develop high-performing teams focused on delivering complex, high-risk deposit and new account products across analytics and risk domains.
Provide expert support and advisory services to cross-functional stakeholders and internal partners, ensuring compliance with established credit policies and governance standards.
Identify opportunities to enhance customer onboarding procedures and define credit treatment guidelines aligned with evolving business strategies and growth objectives.
Drive the advancement of data management and analytics strategy, leveraging advanced analytical techniques to improve data visualization for senior leaders and optimize the retention, integrity, and use of underlying data sources.
Partner closely with transaction risk and fraud teams to lead highly complex, cross-functional monitoring efforts, enabling a comprehensive and integrated view of credit and fraud risk.
Lead the New Account Credit Risk team by making strategic decisions to resolve highly complex issues, ensuring delivery against elevated risk management standards and business objectives.