Credit Products Diversified and Specialized Group Manager

Regions Bank•Charlotte, NC

1d•Onsite

About The Position

At Regions, the Credit Products Diversified and Specialized Group Manager oversees the Diversified and Specialized Credit Products teams. These teams are responsible for operating in a client-facing capacity with the coverage team on the extension of credit products transactions to meet client needs. The incumbent will lead a team of managers to direct the proper execution of all group functions including the application of policies, processes and tools that ensure a consistent, standard approach to the Diversified and Specialized Industries’ credit process, risk rating and monitoring of credit risk in the loan portfolio.

Requirements

Bachelor's degree, preferably in Business Administration, Accounting, or Finance
Fifteen (15) years of commercial underwriting, financial analysis, and portfolio management, risk management or relationship management experience
Five (5) years coaching, leadership, and/or management experience
Legal documentation experience

Nice To Haves

Completion of a corporate credit training program (or equivalent corporate banking/finance)
Master’s of Business Administration (MBA)
Ability to lead and coach
Analytical and problem solving skills
Broad knowledge of all credit disciplines and business strategy
Demonstrated self-starter with strong work ethic
Excellent communication and interpersonal skills
Significant accounting, finance and capital markets knowledge

Responsibilities

Assumes complete ownership of Diversified and Specialized Credit Products business and business direction: executing growth initiatives, ensuring CBG strategic alignment, and defining strategies to drive profitability
Manages and provides regular guidance, coaching, and support to a team of Credit Products Diversified and Specialized team managers
Ensures the strategic development and direction of the Diversified and Specialized Credit Products group by providing leadership that drives growth, operational efficiency, and team alignment
Develops and monitors Key Performance Indicators for approval document quality, credit servicing quality, and credit approval turnaround time – launching process improvement initiatives when necessary
Serves as a coaching resource around client selectivity, loan structuring, underwriting, servicing, and risk rating
Supports, communicates and leads new risk management initiatives in partnership with Risk and Compliance
Implements proper oversight and partnership with fulfillment to ensure loans are properly coded, booked and documented in accordance with approval
Continuously recruiting and building bench strength for the Credit Products Diversified and Specialized group
Creates and maintains strong working relationships with Key Stakeholders including Credit Products Leaders, Credit Officers, Client Coverage Teams, Capital Markets, Corporate & Leveraged Lending, Senior Leadership and Human Resources
Acts as a liaison to Credit Review, Risk Management and Audit for identification of any weaknesses in the risk management practices of Credit Products Diversified and Specialized Industries teams
Ensures timeliness and accuracy of risk rating and develops a dynamic risk rating culture
Serves in a leadership position for all risk management initiatives and activities