Credit Product Portfolio Specialist-Bilingual

Wells Fargo•Weston, FL

8d•Hybrid

About The Position

Wells Fargo is seeking a Credit Product Portfolio Specialist for its Supply Chain - Channel Finance Group. The role supports corporate clients throughout Latin America across products including traditional asset-based lending, senior secured lending, inventory/floorplan financing, accounts receivable/purchase order financing, and supply chain finance solutions. The specialist oversees day-to-day portfolio operations and works with customers, vendors, credit insurers, and internal departments, including across Wells Fargo entities. The position handles client funding management, capacity communication, credit requests, program documentation, support for senior peers, and reporting on financial trends. It also contributes to portfolio risk management, client relationship support, credit analysis, and product planning. The role is hybrid, with four days in the office and one day remote. It is not eligible for visa sponsorship.

Requirements

At least 2 years of secured or specialized lending relationship management or portfolio management experience, or equivalent demonstrated through work experience, training, military experience, or education.
Fluency in Spanish and/or Portuguese.

Nice To Haves

Spanish and/or Portuguese fluency in reading, writing, and speaking.
Credit analysis experience.
Experience in secured lending and asset-based lending.
International commercial lending experience.
Account relationship, underwriting, and credit management experience.
Financial statement analysis experience with GAAP and IFRS.
Strong communication skills, internally and externally.
Ability to build partnerships and strategic alliances among diverse stakeholders.
Ability to work in a changing environment with ambiguity, a geographically dispersed workforce, and a matrixed structure requiring collaboration with line-of-business and functional representatives.
Accounting or finance background.
Advanced knowledge of Microsoft Office applications, including Word, Excel, PowerPoint, and Copilot.

Responsibilities

Build and maintain effective relationships with existing clients and share relevant information with coverage partners and senior peers.
Research, evaluate, and select alternatives to address business, operational, or technical assignments, using independent judgment for medium-risk deliverables.
Support the review and analysis of low- to moderately complex client portfolios, including cash flow, liquidity, leverage, working capital, debt coverage, collateral, enterprise value, and repayment sources for periodic reviews and interim underwriting memoranda.
Present recommendations for resolving low- to moderately complex situations while developing expertise in applicable functions, policies, procedures, and compliance requirements.
Work with senior peers on individual deals and client relationships to identify inquiries or information gaps, understand clients’ businesses and financial positions, and pursue modifications, renewals, and refinancings.
Participate in regular portfolio reviews to manage risk and lead problem loan resolutions where applicable.
Partner with product management colleagues to provide feedback on tools used to deliver credit solutions that meet client and market needs.
Collaborate with senior peers and functional partners to resolve client servicing requests and product-related inquiries.
Contribute to functional area planning for a product.
Manage client funding and communicate capacity, support credit requests and program documentation, and report on financial trends.