Credit Product Portfolio Specialist-Bilingual

Wells Fargo Bank•Weston, FL

6d•Hybrid

About The Position

Wells Fargo is seeking a Credit Product Portfolio Specialist for its Supply Chain - Channel Finance Group. The role supports corporate clients throughout Latin America across financial products that include traditional asset-based lending, senior secured lending, inventory/floorplan financing, accounts receivable/purchase order financing, and supply chain finance solutions. The specialist oversees day-to-day portfolio operations and builds relationships with customers, vendors, credit insurers, and internal departments, coordinating across Wells Fargo entities. The position involves managing client funding and communicating capacity, supporting credit requests and program documentation, assisting senior peers, and reporting on financial trends. The specialist also participates in portfolio analysis and reviews, client servicing, risk management, and product planning. The position has a hybrid schedule of four days in the office and one day remote. It is not eligible for visa sponsorship. A discretionary bonus, Restricted Share Rights, or other long-term incentive awards may be considered. Specific compliance policies may apply to outside activities or personal investing.

Requirements

At least 2 years of secured or specialized lending relationship management or portfolio management experience, or equivalent demonstrated through work experience, training, military experience, or education.
Fluency in Spanish and/or Portuguese.

Nice To Haves

Spanish and/or Portuguese fluency in reading, writing, and speaking.
Credit analysis experience.
Experience in secured lending and asset-based lending.
International commercial lending experience.
Account relationship, underwriting, and credit management experience.
Financial statement analysis experience, including GAAP and IFRS.
Strong communication skills, internally and externally.
Ability to build partnerships and strategic alliances among diverse stakeholders.
Ability to work in a changing environment with ambiguity, a geographically dispersed workforce, and a matrixed organizational structure, collaborating with line-of-business and functional representatives.
Accounting or finance background.
Advanced knowledge of Microsoft Office applications, including Word, Excel, PowerPoint, and Copilot.

Responsibilities

Build and maintain relationships with existing clients and share relevant information with coverage partners and senior peers.
Review and analyze business, operational, or technical assignments, research alternatives, and use independent judgment to guide medium-risk deliverables.
Support analysis of low- to moderately complex client portfolios, including cash flow, liquidity, leverage, working capital, debt coverage, collateral, enterprise value, and repayment sources.
Present recommendations for resolving low- to moderately complex situations while developing expertise in applicable functions, policies, procedures, and compliance requirements.
Work with senior peers on deals and client relationships to develop inquiries, identify information gaps, understand clients’ businesses and financial positions, and identify opportunities for modifications, renewals, and refinancings.
Participate in regular portfolio reviews, manage risk, and lead problem-loan resolutions where applicable.
Partner with product management to provide feedback on tools used to deliver credit solutions that meet client and market needs.
Collaborate with senior peers and functional partners to resolve client servicing requests and product-related inquiries.
Contribute to functional-area planning for a product.
Manage client funding, communicate capacity, support credit requests and program documentation, assist senior peers, and report on financial trends.