Credit Processor

Amur Equipment Finance Inc•Grand Island, NE

3d•Onsite

About The Position

Credit Processors are responsible for entering Application and Vendor Data as well as simultaneously providing a first critical transaction screen for eligibility, accuracy, completeness, and truthfulness to ensure only suitable prospects and counterparties move forward. To perform these tasks, the Credit Processor utilizes a variety of applications and tools, both company-provided and external, as well as applies knowledge gained from experience and interactions with peers and management. Additional duties include updating Customer and Transaction information (i.e., reprocessings) and performing Vendor approvals.

Requirements

Excellent verbal and written communication skills.
Self-motivation with a strong sense of initiative, organization, accountability, and attention to detail.
Strong analytical and problem-solving skills.
Excellent interpersonal and conflict resolution skills.
Proficient with Microsoft Office Suite or related software.
Ability to handle multiple tasks during a constantly fluctuating workload.
Detailed knowledge of industries, equipment types and Customer profiles financed by Amur.
Proficient in MS Office, including Excel and Word, Internet-based solutions, and information sources.
Daily positive attitude.
High School Diploma required.

Nice To Haves

Prior experience in customer-facing and data-entry positions strongly preferred.

Responsibilities

Enter all transaction information from an application and positively identify all parties, whether new or existing in Amur’s database.
Download and review all internal (e.g., True Exposure) and third-party reports for credit review (e.g., PayNet, Experian, SOS, etc.).
Identify inconsistent information, data outliers, and potentially fraudulent transactions.
Validate automatic credit declines (e.g., Restricted Equipment, Restricted Industry, Mortgage Delinquency).
Escalate Applications with incomplete, unclear, or inconsistent information.
Complete an acceptable quantity of transactions daily across all origination channels to maintain the transaction queue fluid.
Download and review all necessary reports for Vendor Approvals, and complete Vendor Approvals accurately and timely.
Process reprocessings efficiently and accurately (e.g., Equipment changes).
Maintain a high and consistent degree of accuracy and completeness in reviewing, entering, and checking transaction data regardless of the activity pace.
Correctly identify and define all dimensions of an application (e.g., Equipment Codes and SIC codes).
Develop and maintain productive working relationships with peers in other Departments to ensure transactions are handled in an efficient and timely manner, as well as that the contents are clear and complete.
Suggest to the Manager ideas for inter- and intra-Departmental process improvements.
Provide training, guidance, and feedback to new hires as part of the onboarding process.
Engage and inspire peers to exceed monthly production and accuracy goals and always project to internal and external constituencies a positive, high-energy image.