Credit Officer

First Western•Quinte West, ON

7d•Onsite

About The Position

First Western is seeking a passionate and experienced Credit Officer to join our team. In this role, you will play a vital part in assisting high-net-worth clients in achieving their financial objectives. You will collaborate closely with our Credit Risk team to provide comprehensive solutions that surpass client expectations. If you are dedicated to delivering exceptional client service and seek a challenging and rewarding career, we invite you to apply.

Requirements

Credit Risk Management
Regulatory Compliance
Portfolio Management
Financial Analysis
Strategic Thinking and Problem Solving
Decision-Making
Communication & Negotiation
Collaborative Leadership
LOS Platform navigation (Baker Hill proficiency a plus)
Bachelor's Degree
7-10 years Commercial banking or financial services, with strong focus on credit risk mgt.
Proven experience in underwriting complex commercial, real estate, and high-net-worth loans.

Nice To Haves

Baker Hill proficiency

Responsibilities

Support First Western’s overall strategic direction and growth plans with informed credit structuring and consultation with bankers, balancing growth with risk.
Approve and assist the offices with management of larger, more complex credits within delegated authority.
Define credit appetite for strategic partners, provide structuring guidance, and promote a “Yes IF” mindset to enable growth without compromising compliance.
Participate in client meetings, act as a strategic advisor in negotiations, and help strengthen long-term relationships.
Assist the Senior Credit Officer to identify underwriting and analysis skill gaps and help implement training programs like Shockproof to enhance credit expertise. Helps serve as a mentor to help career pathing for more junior credit approvers.