Senior Credit Officer

Regions Bank•Nashville, TN

1d•Onsite

About The Position

The Senior Credit Officer I position at Regions is responsible for the credit quality, profitability, and growth of the total business loan portfolio within an assigned business reporting unit or segment. This role involves executing sound risk management practices as part of the 2nd Line of Defense, ensuring an environment of risk ownership and awareness. The position reports to a Corporate Bank Credit Division Manager or Senior Credit Officer.

Requirements

Bachelor’s degree in related field
Ten (10) years of related experience

Nice To Haves

Completion of a formal credit training program

Responsibilities

Responsible for the overall creditworthiness of loan transactions within the assigned business reporting unit or segment
Manages applicable credit exposure to ensure adherence to Region’s Risk Appetite Statement and to all asset quality, diversification, and exposure parameters
Communicates and demonstrates sound risk management practices in order to maintain an environment of risk ownership and awareness
Exhibits accountability for the quality and profitability (spread relative to risk) of the assigned business unit or segment
Partners and consults with subject matter experts for leveraged lending, sponsor-backed and specialized industries loan transactions, as applicable
Coordinates with multiple business unit constituents to improve efficiency, effectiveness, productivity and/or controls throughout the Credit/Underwriting process
Serves as Policy Author for select policies under the purview of the respective Policy Executive, Policy Owner and Policy Editor, as applicable
Provides input on revisions/amendments to existing credit reference guidance on standards, documentation requirements, and underwriting practices
Serves as an additional trainer/mentor for Credit Products and Coverage teams for consistent application of sound underwriting practices
Serves on ad hoc projects as a contributing member or project leader