Credit Application Analyst

DeluxeFort Worth, TX

About The Position

Deluxe Merchant Services+ is an industry-leading complete payment processing company that that accepts a wide range of payment methods, simplifies PCI compliance and deposits money in your bank account while delivering smooth checkout experience. We provide our partners and merchants with powerful in-store, online, and mobile payment solutions. Our technology is paired with the latest in payment security and backed by superior customer service. We help business pay, get paid, optimize, and grow.

Requirements

  • Bachelor's in related field and 0 years or HS/GED and 4 years
  • Must be 18 years of age or older
  • PC literate with proficiency in general Microsoft Office applications particularly Excel
  • Accurate data entry and 10-key skills
  • Ability to analyze issues, combine information into key points, and make recommendations for policy/action

Nice To Haves

  • Bachelors and 0 years Credit experience.
  • Professional phone demeanor and sharp problem-solving skills
  • Ability to efficiently time manage multiple projects and tasks while meeting crucial deadlines
  • Exceptional mathematical skills with respect to calculating discounts, percentages, interests, commissions, proportions; etc
  • Strong analytical skills with the ability to define problems; collect and research data; establish facts and draw legitimate conclusions as well as interpret technical instructions within complex diagrams and abstract and concrete variables
  • Excellent skills in reading, analyzing, and utilizing information from business periodicals, professional journals, technical manuals/procedures and credit reports
  • Effective written/oral communications skills with respect to developing and delivering reports and procedures and daily correspondence with vendors and peers and upper level management

Responsibilities

  • Review merchant applications to determine if accounts are an acceptable risk according to the Credit Policy
  • Oversee and Maintain departmental spreadsheets in Excel for reporting purposes.
  • Calling/faxing bank and trade references to verify credit applications and bank references and applying that information to assist in making a decision on applications according to Credit Policy
  • Inform applicable departments and customers of the outcome of applications received and the factors behind the decision.

Benefits

  • Medical, Dental, Vision benefits start day ONE!
  • Paid time off
  • 401K
  • paid maternity/paternity leave
  • tuition reimbursement
  • pet bereavement
  • Healthcare (Medical, Dental, Vision)
  • Paid Time Off, Volunteer Time Off, and Holidays
  • Employer-Matched Retirement Plan
  • Employee Stock Purchase Plan
  • Short-Term and Long-Term Disability
  • Infertility Treatment, Adoption and Surrogacy Assistance
  • Tuition Reimbursement
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