Credit Analyst

ASSA ABLOY•Monroe, NC

10d

About The Position

The Credit Analyst manages an assigned accounts receivable portfolio under the District Credit Manager, focusing on minimizing risk and maximizing collections. The role includes decision-making in credit underwriting, collections, project securitization, and initiating legal actions when necessary. The analyst works with internal stakeholders and external customers to assess creditworthiness, resolve outstanding balances, and ensure compliance with company policies. The position reports to the Director of Credit Collections, NA. ASSA ABLOY Entrance Systems is a global manufacturer of automated pedestrian, industrial, and high-performance door solutions, operating in over 100 countries. The company describes its work as supporting safe, secure, efficient, and sustainable entrance systems.

Requirements

At least 2 years of experience in credit and collections; construction industry experience preferred.
Timely collection and follow-up within an assigned portfolio.
Cross-functional capability.
Understanding of and participation in District metric success.
Continued growth in understanding underwriting, analysis, collection practices, job securitization, and industry-specific activity.
Excellent and timely communication to maximize customer experience.
Analytical financial skills.
Excellent oral and written communication skills.
Organizational and interpersonal skills.
Ability to handle stress successfully, manage time, and multitask.
Ability to work independently on assigned tasks.
Computer software skills, including Windows, Office, and Excel.
Ability to work as part of a team.

Nice To Haves

A degree in Finance, Accounting, Business Management, or a related field is preferred.
Construction industry experience is preferred.

Responsibilities

Conduct credit investigations on existing and potential customers and projects.
Perform underwriting analysis on general contractors, owners, sureties, and other relevant parties for new jobs.
Analyze and interpret corporate financial statements, D&B, NACM, and other credit-service information to establish secured and unsecured credit within assigned authority limits.
Prepare and submit monthly management reports on collection issues.
Monitor aging accounts and determine appropriate actions.
Work with the Shared Services Department to support timely responses and a positive customer experience.
Prepare ad hoc reports as requested by credit and finance leadership.
Communicate regularly with all levels of District Management.
Make collection calls and manage accounts within the assigned portfolio.
Respond to internal and external requests for credit assistance.
Reconcile short payments and discrepancies, and perform account reconciliations as needed.
Review lien and bond filing dates to help ensure accounts receivable collectability.
Follow up on disputes promptly and work with Districts and sales personnel to resolve them.
Facilitate placement of accounts with collection agencies and escalated collection efforts as appropriate.
Participate in training and educational opportunities for next-level roles and responsibilities.