Credit Analyst

Commercial Credit Group•Charlotte, NC

18d•Onsite

About The Position

Commercial Credit Group Inc. (CCG) is an independent national commercial equipment finance and leasing company focused on purchase money and refinance transactions in the construction, fleet transportation, waste/environmental, and machine tool industries. CCG evaluates borrowers based on character, collateral, and cash flow, and takes time to understand customers’ circumstances. Headquartered in Charlotte, North Carolina, CCG has made North Carolina’s Mid-Market Fast 40 List for the 12th time. CCG is hiring a Credit Analyst for its Charlotte, North Carolina office. The position offers visibility and interaction with senior management and career advancement opportunities. The Credit Analyst analyzes, structures, and recommends transactions; assesses financial statements and collateral; coordinates the credit process with the marketing team, customers, and vendors; oversees transaction documentation and funding; and handles post-funding compliance.

Requirements

Bachelor’s degree in Finance or a related field.
3–5 years of credit experience in commercial equipment finance, underwriting, and recommending or approving loans for small to medium-sized businesses, or completion of a bank credit training program.
Ability to work in a fast-paced team environment.
Strong communication, interpersonal, and analytical skills.
Positive and entrepreneurial attitude.
Proficiency in Microsoft Windows, Word, and Excel.
Ability to read and spread financial statements.
Detail-oriented, with the ability to multitask.
Strong organizational skills.

Nice To Haves

Experience in equipment finance, preferably in the construction and transportation industries.

Responsibilities

Analyze, structure, and recommend new business transactions.
Perform financial statement and collateral analysis.
Coordinate the credit process with the marketing team, customers, and vendors to ensure timely and responsive transaction flow.
Oversee transaction documentation and funding.
Handle post-funding compliance.