Credit Analyst

Toyota North America•Alpharetta, GA

About The Position

Toyota Financial Services (TFS), Toyota and Lexus’s finance and insurance brand in North America, is seeking a Credit Analyst for its Eastern Region - Alpharetta, GA Experience Center. The role analyzes retail and lease credit applications submitted by automotive dealerships and determines whether to approve, condition, or reject them. The Credit Analyst supports TFS Experience Center objectives and reports to the Credit Supervisor.

Requirements

Strong attention to detail and organizational skills, including the ability to multitask.
Strong interpersonal and relationship-building skills.
Excellent oral and written communication skills.
Excellent analytical skills.
Ability to adapt and prioritize in changing, fast-paced situations.
Knowledge of Microsoft Office applications.
Ability and willingness to work a flexible, rotating schedule that includes weekends and holidays.
Must have the right to work in the United States without requiring Toyota immigration support or visa sponsorship now or in the future.

Nice To Haves

Bachelor’s degree (highly preferred).
Relevant work experience in automotive retail and/or wholesale financing.
Relevant work experience in retail credit, collections, dealership financial statements, or wholesale.

Responsibilities

Maintain decision call-back times at or below established objectives.
Evaluate and negotiate deals as necessary to maintain the quality of purchases within established guidelines.
Advise management of problems or irregularities involving retail, lease, or wholesale financing, breaches of trust, or other violations of TFS plans.
Monitor dealer trends and identify and report adverse issues.
Partner with Credit investigation as needed.

Benefits

Professional growth and development programs.
Tuition reimbursement.
Team Member Vehicle Purchase Discount.
Toyota Team Member Lease Vehicle Program, if applicable.
Comprehensive health care and wellness plans for the employee’s family.
Toyota 401(k) Savings Plan with a company match and an annual retirement contribution regardless of employee contribution, if applicable.
Paid holidays and paid time off.
Referral services related to prenatal services, adoption, childcare, schools, and more.
Tax-advantaged accounts, including Health Savings Account, Health Care FSA, and Dependent Care FSA.
Relocation assistance, if applicable.