Credit Analyst

Post Consumer Brands•Lakeville, MN

2d•Remote

About The Position

The Credit Analyst manages credit and collection activities for an assigned portfolio of business customers. The role evaluates creditworthiness, monitors financial exposure, collects receivables, and reviews orders for release while balancing risk, business needs, and customer relationships. The analyst uses financial information, account activity, industry data, and sound judgment to protect the business, support timely order decisions, and help customers resolve account issues. The position also supports stronger credit controls, improved receivables performance, and clear communication of emerging risk to internal partners. This position is remote-eligible, but only candidates based in Minnesota will be considered. The pay range is $55,937–$76,075 per year.

Requirements

Proficiency with Microsoft Office Suite and applicable credit, accounts receivable, reporting, customer-management systems, and customer portals.
Strong knowledge of credit-risk assessment, collections, account reconciliation, and receivables management.
Ability to independently prioritize work based on aging, dollar exposure, payment history, order urgency, and financial risk.
Clear, professional written and verbal communication with customers and internal partners.
Analytical and problem-solving skills to reconcile accounts, investigate risk, and resolve payment issues.
Organization, accurate documentation, and follow-through on commitments and required next steps.
Ability to build constructive customer relationships while maintaining appropriate financial controls.

Nice To Haves

Bachelor’s degree in Accounting, Finance, Business Administration, or a related field.
Five or more years of commercial credit, collections, accounts receivable, or related experience.
Food-industry or similar high-volume experience.

Responsibilities

Conduct credit investigations for new and existing customers using credit applications, financial information, references, third-party resources, and industry data.
Evaluate customer creditworthiness and recommend or establish credit limits within assigned authority; partner with the Credit Manager on higher-volume, extended-term, or elevated-risk situations.
Monitor payment activity, credit exposure, account history, aging, and emerging risk indicators, identifying changes that may signal increased financial risk.
Prioritize and pursue collections through telephone, email, customer portals, and other appropriate methods; document customer commitments, disputes, and follow-up.
Research payments, credit memos, deductions, potential cash-application issues, and unearned cash discounts; coordinate resolution with appropriate teams.
Review customer orders against credit guidelines, available credit, account status, payment history, and current exposure; release, hold, or escalate orders within established authority.
Maintain complete and accurate credit files, customer credit and billing information, Accounts Payable contacts, and supporting account records.
Coordinate with Customer Master Data and internal partners to support accurate ship-to, billing, invoice, and account relationships.
Prepare weekly, monthly, and ad hoc credit and collection reports; communicate significant payment trends, collection barriers, and elevated risk to the Credit Manager.
Monitor industry and third-party credit information, maintain credit and collection procedures, and support continuous improvement in controls, efficiency, risk management, and Days Sales Outstanding.