Credit Analyst

R+L Global•Ocala, FL

About The Position

The Credit Analyst follows established procedures for new customer setup and credit investigations, establishes credit limits within assigned authority, and refers requests outside that authority for approval. The role evaluates creditworthiness for new accounts and credit limit increases to existing accounts using external credit risk tools, reports, and prior sales information. It also helps identify and reduce credit risk, maintains credit history files, responds to internal and external credit inquiries, and reports potential bad debt or financial exposure to leadership. The position prepares weekly and monthly credit and accounts receivable reports, including credit hold, bad debt, and new credit application reports, as well as daily or weekly account status reports. Other duties include clerical work such as faxing, filing, copying, and mailing, and helping ensure warehouse security, cleanliness, and safety standards are followed.

Requirements

High school diploma or GED.
Analytical and detail-oriented, with strong organization and attention to accuracy.
Ability to excel in a fast-paced, time-critical environment.
Proficiency with Microsoft Office Suite, including Outlook, Excel, and Word.
Ability to use sound judgment when making independent decisions.
Excellent verbal and written communication and follow-up skills.
Knowledge of local, state, and federal collection laws.
Familiarity with accessing and interpreting business trade reference reports, such as Dun & Bradstreet and Equifax.
Ability to review financial and trade information and make decisions supporting credit limits.
Ability to read, write, and speak English fluently.

Nice To Haves

Two or more years of previous credit risk management experience.
Previous logistics, transportation, domestic, or international experience.
Knowledge of truckload (TL), less-than-truckload (LTL), import/export, customs, accounts receivable, and accounts payable processes.
Bilingual Spanish ability.

Responsibilities

Follow established processes for new customer setup and credit investigations.
Establish credit limits within assigned authority or refer requests outside that authority for approval.
Assess and recommend credit analysis practices that proactively identify and minimize risk.
Create and maintain credit history files.
Respond to internal and external credit inquiries.
Prepare weekly and monthly reports, including credit hold, bad debt, new credit application, and accounts receivable summary reports.
Analyze the creditworthiness of new accounts and credit limit increases for existing accounts using external credit risk management tools, reports, and previous sales information.
Identify bad debt or financial exposure and communicate it to leadership.
Provide daily or weekly account status reporting.
Perform clerical duties as assigned, including faxing, filing, copying, and mailing.
Help ensure warehouse security, cleanliness, and safety standards are followed.