CREDIT ANALYST

OHIO VALLEY BANK • Gallipolis, OH

10d

About The Position

The Credit Analyst analyzes documents related to commercial borrowers, including financial statements, tax returns, collateral information, and loan documents. Using the available information, the analyst makes recommendations to loan officers or appropriate committees and creates informational reports using spreadsheets, iRisk, and Abrigo. The role also includes analyzing informational reports and providing guidance and assistance to associate credit analysts.

Requirements

• A degree in Finance or Accounting, or equivalent experience.
• Good understanding of financial statements, tax returns, and credit reports.
• Analytical and problem-solving skills.
• Interpersonal and people skills.
• Oral and written communication skills.
• Organization and time-management skills.
• Presentation and public-speaking skills.
• Discretion and independent judgment.
• Attention to detail.
• Ability to work quickly and efficiently.
• Microsoft Office proficiency, including good Excel skills.
• Ability to work efficiently under pressure.
• Ability to maintain accuracy and confidentiality.
• Ability to work overtime or extended hours when necessary.

Responsibilities

• Analyze commercial borrowers’ financial statements, tax returns, collateral information, loan documents, and other available information.
• Make recommendations to loan officers or appropriate committees based on the available information.
• Create and analyze informational reports using spreadsheets, iRisk, and Abrigo.
• Provide guidance and assistance to associate credit analysts.

What This Job Offers

• Job Type: Full-time
• Education Level: No Education Listed