Credit Analyst

Steel Dynamics • Pelham, AL

4d

About The Position

The Credit Analyst coordinates the credit and collections process by obtaining and analyzing customer information and providing reliable credit-risk recommendations for management’s review and approval. The role maintains customer information and credit files, supports customer setup, develops credit and collections policies and procedures, and handles collections and cash application activities. Salary is commensurate with education and experience.

Requirements

• Associate or bachelor’s degree in accounting, finance, or economics, or equivalent experience.
• Financial analysis skills.
• Attention to detail.
• Written and verbal communication skills.
• Organization and follow-through skills.
• Credit and accounts receivable experience.
• Experience with Microsoft Excel, Word, and PowerPoint.

Responsibilities

• Gather information, analyze data, and prepare customer credit-risk recommendations for management.
• Maintain customer information to monitor credit risk and changes in customers’ financial condition.
• Recommend analytical tools for evaluating customer creditworthiness.
• Maintain professional working relationships with sales personnel and customers to receive advance notice of new customer requests, significant changes in sales volume, and market or business conditions affecting credit requirements.
• Set up new customers.
• Continuously maintain and update customer credit files.
• Develop and implement credit and collections policies and procedures.
• Make collection calls.
• Communicate customer payment concerns to sales personnel and management.
• Apply cash.
• Research customer payment differences.

Benefits

• Base salary plus ROA bonus.
• Comprehensive medical benefits.
• 401(k) with company match.
• Profit sharing and company stock.
• College or higher-education tuition reimbursement for the employee and dependent children.

What This Job Offers

• Job Type: Full-time
• Education Level: Associate degree