Credit Analyst

Commercial Credit GroupCharlotte, NC
Onsite

About The Position

Commercial Credit Group Inc (CCG) is an independent national commercial equipment finance and leasing company focused on purchase money and refinance transactions in the construction, fleet transportation, waste/environmental and machine tool industries. CCG does equipment financing different than any other lender. We consider the character, collateral and cash flow of the borrower to make our credit decisions, often allowing us to lend money when a bank or captive lender won't. We realize there are ebbs and flows to the business and take the time to listen to the customers' stories. Headquartered in Charlotte, NC, CCG has made NC�s Mid-Market Fast 40 List for the 12 th time. CCG has a Credit Analyst position available in the Charlotte, NC office. This position has visibility and interaction with senior management and offers career advancement.

Requirements

  • 3-5 years of credit experience in commercial equipment finance underwriting and recommending/approving loans for small to medium sized businesses, preferably in equipment finance in the construction and transportation industry or completion of a bank credit training program.
  • Ability to work in a fast-paced team environment.
  • Strong communication, interpersonal, and analytical skills required.
  • A positive and entrepreneurial attitude.
  • Proficient in Microsoft Windows, Word and Excel
  • Ability to read and spread financial statements.
  • Detail oriented with ability to multitask.
  • Strong organizational skills.
  • Bachelor’s Degree in Finance or related field.

Responsibilities

  • Analyze, structure and recommend new business transactions.
  • Financial statement and collateral analysis.
  • Coordinate credit process with marketing team, customer and vendor to ensure timely and responsive transaction flow.
  • Oversight of transaction documentation and funding.
  • Post funding compliance.
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