Credit Analyst
About The Position
We’re thrilled to introduce the reimagined 2026 LaunchPad Program for BMO Commercial Banking, a dynamic, career-accelerating experience designed to set you up for long-term success. This 12-month structured program is your gateway into a high-impact role as a Commercial Credit Analyst within our Middle Market Diversified Industries teams. We’re looking for individuals who thrive on building meaningful relationships. If you have strong interpersonal skills and a genuine desire to work closely with clients, you’ll find real purpose here. This is an opportunity to step closer to the people you support - understanding their needs and making a direct, positive impact on their experience. You’ll gain hands-on experience, develop in-demand financial expertise, and partner with colleagues from across the organization—all while learning from some of the best in the industry. Throughout the program, you’ll build expertise in: Financial Analysis & Underwriting, Credit Risk Assessment, Portfolio Management, Deal Execution Support, Governance, Compliance & Documentation.
Requirements
- Experience in client-facing roles, with a strong focus on relationship building and customer satisfaction.
- For Credit Qualifiable roles: must meet required credit qualifications, including relevant portfolio knowledge and skills per established standards.
- Bachelor’s degree required; preference for Business Administration, Finance, or Accounting. Equivalent experience or related disciplines considered.
- Technical proficiency developed through education and/or professional experience.
- Intermediate Proficiency: Problem solving, collaboration, and attention to detail
- Analytical thinking and credit risk assessment
- Loan structuring, portfolio management, and regulatory compliance
- Banking operations and Microsoft Office
- Advanced Proficiency: Data analysis tools
- Financial analysis
Nice To Haves
- Previous Banking experience is an asset.
Responsibilities
- Analyze financials, trends, and credit risk
- Evaluate repayment capacity and structure financing solutions
- Build models and prepare credit recommendations
- Monitor portfolios for risk changes
- Ensure compliance with policies and regulations
- Mitigate risk to protect assets
- Assist with new, renewal, and extension loans
- Support deal structuring and negotiations
- Partner with Relationship Managers to grow client relationships and revenue
Benefits
- health insurance
- tuition reimbursement
- accident and life insurance
- retirement savings plans
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
