Credit Analyst

East West Bank • New York, NY

19d • $75,000 - $100,000

About The Position

East West Bank is seeking a junior-level (AVP) banker for its Structured Finance Group. The role supports senior bankers in developing relationships with middle-market Specialty Finance companies. The position provides origination support, underwrites and executes commercial loan transactions, develops loss curves, performs cash flow modeling, and monitors and manages loan portfolio risk to maintain strong credit performance.

The Credit Analyst works across commercial and consumer asset classes and may serve as the point person on transactions, coordinating with borrowers, internal credit and operations teams, third-party service providers, attorneys, and bank management. Applicants must be legally authorized to work in the United States; visa sponsorship is not offered at this time. The base pay range is USD $75,000 to $100,000 per year, with exact offers based on job-related knowledge, skills, experience, and location.

Requirements

• 4–6 years of experience in structured finance/securitization underwriting and lender finance.
• Strong credit underwriting experience through formal bank credit training or on-the-job experience.
• Demonstrable Microsoft Office skills, such as Excel.
• Excellent interpersonal, verbal, and written communication skills.
• Legal authorization to work in the United States; visa sponsorship is not offered.

Nice To Haves

• Commercial banking, investment banking, or non-bank lending experience will be considered.

Responsibilities

• Assist in underwriting and executing commercial loan transactions across commercial and consumer asset classes.
• Assist senior bankers with sourcing new relationships with potential borrowers across the United States.
• Analyze and manipulate data to generate pool stratifications, including loss and prepayment curves.
• Build and run cash flow models and static pool analyses.
• Assist senior bankers with deal screening memos and term sheets.
• Research and stay abreast of industry and market developments and trends.
• Manage multiple tasks and act as the point person on transactions, interacting with borrowers, internal credit and operations partners, third-party service providers, attorneys, and bank management.
• Monitor and manage loan portfolio risk to maintain strong credit performance.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: No Education Listed