Credit Analyst

MHC Kenworth•Leawood, KS

12d•Onsite

About The Position

MHC Financial Services, LLC is MHC’s captive finance company, facilitating the sale and delivery of Kenworth, Volvo, Hino, and Isuzu trucks. The Credit Analyst – Equipment Finance approves credit transactions to maximize profits and divisional sales within company guidelines, protect company assets, and provide service to MHC branch and divisional personnel. This position is fully in-office five days a week in Leawood, Kansas. The role is responsible for timely credit approvals within assigned authority; developing and recommending credit criteria; assisting with the preparation and review of loan and lease documents; and preparing and presenting standard and fleet credit approvals to PACCAR Financial Corporation or other lenders, including financial statement analysis. The analyst maintains credit files to audit and PACCAR Financial standards, manages the Credit Department in the Credit Manager’s absence to support company performance goals, and develops strong working relationships with MHC divisions. The analyst also follows up on outstanding approvals to gain insight into customers’ purchasing decisions and performs other duties as assigned by the supervisor.

Requirements

Two years of experience as a credit analyst, account analyst, or financial analyst; trucking industry experience is preferred.
Working knowledge of financial statements and the ability to analyze them, compare analyses with industry standards, and project company viability.
Strong customer service, analytical, problem-solving, written communication, and verbal communication skills.
Ability to learn quickly and adapt constantly to new challenges.
Strong self-motivation and ability to work effectively with limited guidance.

Nice To Haves

Four-year degree with an emphasis in accounting or finance preferred.
Experience in the trucking industry preferred.

Responsibilities

Approve credit within stated authority and in a timely manner.
Develop and recommend credit criteria.
Assist in preparing and reviewing loan and lease documents.
Develop and present standard and fleet credit approvals to PACCAR Financial Corporation or other lenders in a timely manner, including financial statement analysis.
Maintain credit files to meet audit and PACCAR Financial standards.
Manage the Credit Department in the Credit Manager’s absence to meet company performance goals.
Develop and maintain strong working relationships between the Credit Department and MHC divisions.
Follow up on outstanding approvals to gain insight into customers’ purchasing decisions.
Perform other duties as assigned by the supervisor.