Credit Analyst

Bank of Ann Arbor • Ann Arbor, MI

21d

About The Position

UniFi Equipment Finance, a wholly owned subsidiary of Bank of Ann Arbor and one of The Monitor’s Top 100 Leasing Companies in 2026, is seeking a credit professional interested in growth. The Credit Analyst works in a fast-paced, team-oriented environment and serves as a trusted business partner, helping shape portfolio quality, make fact-based credit decisions, and support company growth. The role involves commercial credit adjudication, communicating credit decisions, managing credit risk, and working with internal and external stakeholders.

Requirements

• At least 2 years of progressive commercial credit adjudication experience.
• Excellent analytical ability.
• Working knowledge of commercial lending regulations.
• Knowledge of financial statements, cash flow analysis, and industry and market research.
• Knowledge of equipment finance products and documentation.
• Strong communication and interpersonal skills.
• Excellent problem-solving capability.
• Knowledge of Microsoft Office products.

Nice To Haves

• Bachelor’s degree in finance or economics.
• Equipment leasing and finance experience.
• In or near Ann Arbor, Michigan.

Responsibilities

• Review, approve, or recommend credit for new applications within established policy and authority limits.
• Communicate credit decisions or requests for additional information effectively to internal and external stakeholders.
• Ensure compliance with applicable regulations and standards.
• Assist in building and maintaining relationships with partners.
• Help maintain a high-quality credit risk management environment using established credit guidelines.
• Use credit tools such as PayNet, Dun & Bradstreet, and consumer credit reports in the credit decision process.
• Identify, analyze, and monitor delinquent or high-risk accounts, and prepare regular report updates of findings for management.
• Participate in internal and external training as required.
• Perform other duties as assigned.

Benefits

• Collaborative environment with direct access and the opportunity to contribute input and opinions.
• Fast-paced, energetic environment.
• Stability of a bank-owned platform through Bank of Ann Arbor.
• Opportunity to join a fast-growing, highly motivated team focused on the future.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed