Credit Analyst

Global Payments Inc. • Cincinnati, OH

7d

About The Position

The Credit Analyst will join Global Payments’ Credit Risk Team and help protect and enable business growth through informed credit decisions that balance opportunity with risk. The role involves assessing complex financial and risk data, structuring solutions that support sustainable growth, and contributing to trusted payment experiences. As a contributor to the risk management strategy, the Credit Analyst will strengthen portfolio performance, shape credit decisions, support policy development, and help advance the credit function.

Requirements

• Bachelor’s degree in Finance, Accounting, Statistics, Business, or a related field.
• Experience analyzing financial statements, credit data, and risk indicators to make credit recommendations and business decisions.
• Demonstrated ability to balance risk management with commercial objectives and deliver consistent, high-quality outcomes.
• Strong communication and influencing skills, including the ability to explain complex credit decisions, negotiate approval terms, and build stakeholder credibility.
• Sound judgment and ability to work independently, address diverse challenges, and identify practical solutions in a dynamic, fast-paced environment.

Nice To Haves

• Experience conducting due diligence reviews for portfolio acquisitions, conversions, or large-scale client onboarding initiatives.
• Experience mentoring, coaching, or guiding less experienced analysts.
• Experience contributing to policy enhancements, process improvements, or risk management initiatives that improve efficiency and effectiveness.

Responsibilities

• Make credit decisions that support profitable business growth while identifying, assessing, and managing risks in accordance with credit strategies and policies.
• Evaluate risk exposure, recommend mitigation strategies, and help maintain a high-quality portfolio.
• Structure credit solutions, negotiate approval terms, and communicate decisions to sales partners, relationship managers, and clients.
• Provide insights that support policy adherence, improve decision-making frameworks, and contribute to continuous improvement across the credit function.
• Prepare thorough analyses and executive-level credit assessments to provide recommendations to leadership and support timely approvals, strategic decisions, and risk governance.

What This Job Offers

• Job Type: Full-time