Credit Analyst
About The Position
The Credit Analyst supports the commercial lending staff by analyzing financial statements, preparing commercial loan packages and providing other assistance as needed and providing additional support to the commercial lending staff. The individual prepares materials for various commercial loan committees. Prepares commercial loan write-ups for new loan requests and renewals to assist the commercial lending staff in evaluating the credit worthiness of the customer Performs credit analysis and processes renewals within accepted bank designated guidelines Analyzes the financial information of commercial loan customers, which includes pulling credit reports and the spreading of financial statements and tax returns Participates in the internal and external credit training, mentoring and leadership development Attends and completes cross training in various department related to commercial lending in the bank Handles weekly loan committee tasks
Requirements
- Bachelor's degree in accounting, finance or related business field
- Minimum of 6 accounting hours
- Strong proficiency in the use of MS Excel, MS Word, MS PowerPoint, MS Project and MS Visio
- Basic keyboarding and calculator skills
- Must be able to perform advanced math
- Must be able to carry out complex written instructions
Nice To Haves
- Fluent in English and Spanish
Responsibilities
- Analyzing financial statements
- Preparing commercial loan packages
- Preparing materials for various commercial loan committees
- Preparing commercial loan write-ups for new loan requests and renewals
- Performing credit analysis
- Processing renewals within accepted bank designated guidelines
- Analyzing the financial information of commercial loan customers
- Pulling credit reports
- Spreading financial statements and tax returns
- Participating in internal and external credit training, mentoring and leadership development
- Attending and completing cross training in various departments related to commercial lending
- Handling weekly loan committee tasks
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Number of Employees
251-500 employees
