Credit Analyst

First Bank•Carmi, IL

86d•$70,000 - $80,000•Onsite

About The Position

First Bank is seeking a full-time Credit Analyst to join their team. The role involves ensuring a high-quality loan portfolio and partnering with the relationship banking team to facilitate sound credit decisions. The ideal candidate will be part of a team that values integrity, humility, excellence, challenge, and life-long learning, with opportunities to build a long and lasting career.

Requirements

Analytical skills
Interpreting
Researching
Reporting
Problem solving
Computer usage
Verbal and written communication
Detail orientation
Critical thinking
Complaint resolution

Nice To Haves

Bachelor’s Degree in business, finance or related field preferred
2 years of banking, accounting, or finance experience preferred

Responsibilities

Maintains loan request pipeline to ensure completion of requests in a timely manner.
Performs loan analysis using loan analysis software for all loans within the bank’s set criteria to help the bank determine cash flows and forecasts for loan clients and prospects.
Assists in the preparation of loan presentation for credit committee. This includes the financial worksheet for all new loans.
Acts as a liaison with external credit examiners.
Reports credit-related items for internal and external (examiners) use. This will include risk rating, exception tracking, past due monitoring, and board reporting.