Credit Analyst

Dieterich Bank•Effingham, IL

33d•Onsite

About The Position

Credit Analysts are responsible for analyzing and monitoring the creditworthiness of existing and potential customers. A main aspect of this position is performing underwriting and analysis for prospective or existing commercial borrowers whose exposure is typically in excess of $1,000,000. The Credit Analyst determines the level of risk and assists the loan officers and Directors' Loan Committee in deciding if a loan or line of credit will be granted. This position's primary duty consists of the exercise of discretion and independent judgment with matters of significance in reference to credit and lending.

Requirements

Bachelor's degree in finance, accounting, or related field
3-5 years of experience working in a position similar to that of a credit analyst
Great analyzing, deductive reasoning, and decision-making skills
Ability to meet deadlines, have time management, and communicate effectively (both verbal and written)
Understanding and experience analyzing financial statements and tax returns
Must demonstrate core values of Integrity, Value, Service Excellence, & Teamwork.

Responsibilities

Analyzing and monitoring creditworthiness of existing and potential customers.
Performing underwriting and analysis for prospective or existing commercial borrowers whose exposure is typically in excess of $1,000,000.
Determining the level of risk.
Assisting loan officers and Directors' Loan Committee in deciding if a loan or line of credit will be granted.
Exercising discretion and independent judgment with matters of significance in reference to credit and lending.