Credit Analyst

Wayne Bank • Manheim Township, PA

8d

About The Position

The Credit Analyst provides information for commercial credit underwriting and lending decisions, helping determine applicants’ creditworthiness. The role analyzes financial statements, tax returns, credit reports, collateral valuations, financial ratios, industry and market trends, and other relevant information. It completes financial statement spreads using the bank’s Commercial Credit Management software, prepares loan presentations for Loan Committee approval, and maintains accurate loan information in the bank’s credit management software for reporting and financial tracking.

Requirements

• A minimum of 3 years of experience in banking and financial analysis.
• Excellent written and verbal communication, organizational, analytical, and interpersonal skills.
• Thorough knowledge of bank lending principles, policies, and practices, including current lending and banking laws.
• Moderate to advanced computer skills.
• Proficient financial statement analysis skills.
• Ability to work in a fast-paced environment and meet deadlines.

Nice To Haves

• A four-year degree in Accounting or Finance is preferred.

Responsibilities

• Provide information required for commercial credit underwriting and lending decisions.
• Analyze financial statements, tax returns, credit reports, collateral valuations, ratios, industry and market trends, and other relevant information.
• Complete financial statement spreads using the bank’s Commercial Credit Management software.
• Prepare loan presentations for Loan Committee approval for new applications, renewals, loan review, and modification requests.
• Maintain accurate loan information in the bank’s credit management software for reporting and financial tracking.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level