Credit Analyst
The Bank of Missouri•Perryville, MO
•Remote
About The Position
The Credit Analyst completes credit analysis for new and existing loan projects, reviews financial statements, and assists with loan review and external audits. The role examines loan files for credit adequacy and deficiencies, prepares written analyses for large, complex, aggregate, and weak loans, and helps prepare loan approval packages. The first 90 days require onsite training; the listed job location is remote in Perryville, Missouri.
Requirements
- Bachelor’s degree from a four-year college or university, preferably in finance or accounting; alternatively, one to two years of related experience and/or training, or an equivalent combination of education and experience.
Responsibilities
- Complete assigned financial analysis reviews and report results to the appropriate lending officer or department supervisor.
- Follow up to ensure timely responses to recommendations and resolution or implementation of those recommendations.
- Systematically examine files for credit adequacy and deficiencies, and report examination results to the appropriate lending officer as requested.
- Prepare written analyses for large loans, large aggregate lending to one borrower, complex loans, and weak loans.
- Assist in preparing loan package presentations for approval, including written proposals and attachments.
- Assist loan officers with financial statement review and assist the loan review function and external auditors.
Benefits
- Competitive salary
- Personal paid time off, as eligible
- Paid holidays
- 401(k), as eligible
- Employee Stock Option Plan, as eligible
- Medical insurance
- Dental insurance
- Vision insurance
- Life insurance
- Disability insurance
- Fitness reimbursement
- Learning, development, and growth opportunities
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
