Credit Analyst

JA Riggs Tractor Company • Little Rock, AR

5d

About The Position

The Credit Analyst will help limit Riggs Cat’s exposure and risk by obtaining financial data, maintaining records, and supporting sound business decisions while assisting customers and Riggs personnel in facilitating product sales. The role evaluates creditworthiness, establishes appropriate credit limits, supports collections and financing, and maintains customer records. It also works with the Credit Manager, managers, and sales personnel on credit policies and financing programs. Required travel is up to 10%.

Requirements

• 2–4 years in a similar role; collections experience is desirable.
• Basic knowledge of general accounting.
• Technical skills in account reconciliation, credit extensions, and payment plans.
• Strong computer skills and strong Microsoft Office skills.
• Exceptional analytical and problem-solving abilities.
• Detail oriented.
• Ability to work and interact with departments throughout the organization.
• Willingness to learn.
• Strong communication skills, including in difficult conversations.

Nice To Haves

• Bilingual ability.
• Collections experience.

Responsibilities

• Research and analyze routine financial and credit statements to assess credit applications and set appropriate credit limits under current policy.
• Collect on open charge accounts in a timely manner while maintaining professional customer relationships, helping improve company cash flow.
• Assist customers with external sources of credit, primarily CAT Commercial Accounts, to obtain financing and other credit extensions that facilitate sales.
• Assist the Credit Manager with formulating and enforcing credit and collection policies and procedures.
• Develop and maintain working relationships with managers and sales personnel and serve as a resource for financing and merchandising programs.
• Maintain working knowledge of governmental regulations related to credit, including tax regulations.
• Identify potential problem accounts and pursue collection using various tools and communication methods.
• Maintain and update customer records.
• Complete ad hoc projects as assigned.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed