Credit Analyst

K&M TIre•Delphos, OH

18d

About The Position

The Credit Analyst works under the direction of the Credit Manager and supports the company’s financial operations. The role sets up new customer accounts, maintains complete and accurate customer records, and assists the Credit Manager in improving departmental performance. It conducts detailed credit analyses and helps inform decisions about credit limits and terms. Role levels include additional requirements: Level II includes filing and renewing UCC-1 filings, while Level III includes reviewing accounts over $150,000 and making recommendations to management.

Requirements

Basic knowledge of accounting principles, spreadsheets, and bookkeeping.
Accurate data-entry skills.
Ability to work independently and multitask in a professional environment.
Friendly and helpful attitude.
Ability to express ideas clearly in written and oral communications.
Ability to communicate, prioritize, and organize effectively.
Knowledge of and ability to use a computer, telephone, copier, fax, and calculator.
Account Specialist I: High school diploma or equivalent and satisfactory testing on entry-level skills.
Account Specialist II: Meets Account Specialist I qualifications and has a two-year business degree or two years of relevant experience.
Account Specialist III: Meets Account Specialist II qualifications and has a four-year business degree or four years of relevant experience.

Responsibilities

Set up new accounts within one or two days and research them within five days using credit references, bank references, DNBi, and other sources.
Review and process credit authorizations as needed.
Maintain and scan customer files.
Keep customer accounts complete and up to date.
Review customer terms upon request.
Complete and return credit references for other vendors when requested.
Perform miscellaneous credit duties as needed.
Record all contact with customers and K&M drivers in the appropriate field.
Perform account maintenance, including salesperson changes.
Pull monthly or quarterly reports to review credit-line extensions and credit-portfolio information as required or requested.
Research customer questions and complaints in a timely manner.
Send invoice requests when needed.
Perform other appropriate assigned duties.
Support company goals and uphold K&M Values.
At Level II, file UCC-1s and review and renew UCC-1s as needed when they are expiring with the state.
At Level III, review accounts over $150,000 and provide recommendations to management.
At Level III, serve as backup to the Credit Manager for a temporary period.
At Level III, actively participate in Leadership Development.