Credit Analyst

AMAX•Fremont, CA

66d•Onsite

About The Position

AMAX is seeking a detail-oriented and analytical Credit Analyst to join our team. As a Credit Analyst, you will be responsible for assessing the creditworthiness of customers and making recommendations for credit limits and terms. This role involves analyzing financial data, credit reports, and other relevant information to evaluate the creditworthiness of new and existing customers. You will determine appropriate credit limits and terms, review and monitor customer accounts for potential risk and delinquency, and communicate with customers and internal stakeholders to resolve credit-related issues and inquiries. Additionally, you will generate credit reports and summaries for management review and collaborate with sales and accounting teams to improve credit processes and mitigate risk.

Requirements

Bachelor's degree in finance, accounting, or a related field.
Must be familiar with Quickbooks.
Proficient in Microsoft Excel and financial analysis tools.
2-3 years of experience as a Credit Analyst or in a similar role.
Knowledge of financial analysis, credit evaluation, and risk assessment.
Strong communication and interpersonal skills.
Ability to prioritize tasks and manage time effectively.

Nice To Haves

Bilingual proficiency in English and Mandarin preferred

Responsibilities

Analyze financial data, credit reports, and other relevant information to evaluate the creditworthiness of new and existing customers.
Determine appropriate credit limits and terms based on credit analysis.
Review and monitor customer accounts for potential risk and delinquency.
Communicate with customers and internal stakeholders to resolve credit-related issues and inquiries.
Generate credit reports and summaries for management review.
Collaborate with sales and accounting teams to improve credit processes and mitigate risk.