Credit Analyst - Middle Office

Delta Capita•Ireland, WV

6d•Hybrid

About The Position

Delta Capita is seeking a Credit Analyst to join its Post Trade Services business in Dublin, providing Middle Office support to a financial services client. The role supports a range of financing and credit activities and acts as a key link between business, operations and control functions. The position covers the full credit lifecycle, including credit onboarding, documentation, drawdowns, facility monitoring, covenants, transaction controls, risk and reporting. This is a 12-month fixed-term maternity cover role with hybrid working. A valid Irish working permit is mandatory.

Requirements

Previous experience in Credit Middle Office, Loan Operations, Corporate Banking, Trade Finance, Supply Chain Finance or a similar financing environment.
Ability to read and interpret credit and legal documentation, including facility agreements.
Experience with drawdowns, facility approvals, covenants and other credit lifecycle events.
Good understanding of the end-to-end credit or lending lifecycle.
Strong risk and control mindset and excellent attention to detail.
Strong analytical, organisational and problem-solving skills.
Ability to work autonomously and manage multiple priorities.
Strong communication and stakeholder management skills.
Good Microsoft Excel skills.
A valid working permit for Ireland.

Nice To Haves

French language skills.

Responsibilities

Support the onboarding and implementation of new credit products, transactions and structures.
Coordinate pre-funding activity and ensure appropriate approvals and conditions are in place before drawdown.
Review and interpret credit and legal documentation, including facility agreements, and maintain Conditions Precedent and Subsequent.
Ensure key terms and requirements are understood and appropriately captured.
Monitor facility approvals, annual reviews, expiry dates, and financial and non-financial covenants.
Support the administration and monitoring of loan and credit participations.
Monitor collateral and insurance requirements, including renewals and expiry dates.
Support financing transactions, including drawdowns, calculations, tenors and payment instructions.
Produce reporting covering credit facilities, utilisation and key lifecycle events.
Work with business, operations and control teams to maintain effective processes and controls.
Proactively identify and escalate operational, credit and control issues.