Credit Analyst, Water Intern
About The Position
CoBank interns get real-life exposure to the daily duties of their group. They spend the summer as a valued member of their respective team, learning business skills and assisting with a variety of projects that have an impact on the bank’s operations. An additional focus of the summer intern will be to complete a capstone project that will seek to add value to the team they are supporting. Over your 10-week paid internship, our Credit Analyst Interns will analyze balance sheets, cash flow, profitability, liquidity, and solvency statements for commercial credit reports. Interns will engage in a range of portfolio management tasks, including addressing compliance, finance, legal, and closing-related issues. You'll develop your analytical skills through hands-on training, mentorship, and support from a network of peers. Additionally, interns will complete a capstone summer project, which may involve industry research, portfolio analysis, market snapshots, or general economic outlooks. The Water team collaborates with rural water systems to ensure reliable access to clean water for homes, farms, and livestock operations. Interns will assist with financing system upgrades, regulatory research, and stakeholder communications. This team offers a meaningful opportunity to contribute to essential infrastructure projects that directly impact rural communities. This internship provides a pathway to our full-time Credit Analyst Program (CAP) upon graduation. This role is hybrid, interns will come into their designated office at least 3 days a week. Interns work approximately 40-hours per week.
Requirements
- Currently enrolled in and working towards a Bachelor's or Master’s degree in Accounting, Finance, Economics, Agribusiness, or a related discipline and in good academic standing
- Basic understanding of balance sheets, income statements and cash flows
- Strong analytical and financial modeling skills in Excel
- Proficiency in Microsoft Office applications
- Aptitude for learning other software applications
- Ability to perform research across multiple systems
- Ability to work independently and as part of a team
- Strong written and verbal communication
- Experience in agriculture, banking, or financial services industry
- Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa at this time.
Responsibilities
- Analyze balance sheets, cash flow, profitability, liquidity, and solvency statements for commercial credit reports.
- Engage in a range of portfolio management tasks, including addressing compliance, finance, legal, and closing-related issues.
- Develop analytical skills through hands-on training, mentorship, and support from a network of peers.
- Complete a capstone summer project, which may involve industry research, portfolio analysis, market snapshots, or general economic outlooks.
- Assist with financing system upgrades, regulatory research, and stakeholder communications for the Water team.
- Spreading Financials
- Analyzing financials
- Building Workbooks
- Writing credit reports
- Participating in credit training
- Attending customer visits / events as available
- Conducting research for capstone presentation
- Completing other research projects based on office needs
- Networking and learning about other divisions within CoBank
Benefits
- 2 days of vacation
- Accrued sick time
- Competitive Compensation & Housing Stipend
- Robust training and development with CoBank University
- Associate Resource Groups: creating a culture of respect and inclusion
- Summer Living Stipend: $3,500
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What This Job Offers
Job Type
Full-time
Career Level
Intern
Education Level
Associate degree
