Credit Adjudicator

Fairstone Bank•St. Albert, AB

5d•Onsite

About The Position

Review and adjudicate vehicle loan applications by assessing an applicant's creditworthiness based on credit history, income and employment, and collateral valuation. Ensure loan applications are assessed accurately and timely in a fast-paced environment. Willingness to thrive in a customer service focused and teamwork setting working with other departments in Sales, Income, Funding and with our Dealers partners. Execute detailed document review ensuring all assigned documents are accurate, complete, properly executed, and registered as required. Provide prompt, efficient, detailed customer-oriented service to all stakeholders. Perform all other duties as assigned. We offer comprehensive training to ensure you maintain a thorough understanding of our policies and procedures to ensure you can handle customers' enquiries.

Requirements

Ability to follow detailed credit policy guidelines.
Ability to carefully review credit application and credit bureau report details.
Excellent verbal and written communication skills in English.
Ability to thrive in a fast-paced environment.
Strong attention to detail.
Tech-savvy and proficient with Microsoft Office Suite and Outlook.
Ability to collaborate well with various teams and departments.
Flexibility and availability to work all shifts mentioned in the Working condition.
Must successfully pass a criminal background check, credit check, and validation of work experience.

Nice To Haves

At least 1 year of prior experience in loan underwriting.
Experience in a financial institution or within the auto industry.
Previous experience working with loan origination software.
Post-secondary education in Finance or Business Administration.

Responsibilities

Review and adjudicate vehicle loan applications by assessing an applicant's creditworthiness based on credit history, income and employment, and collateral valuation.
Ensure loan applications are assessed accurately and timely in a fast-paced environment.
Work with other departments in Sales, Income, Funding and with Dealer partners.
Execute detailed document review ensuring all assigned documents are accurate, complete, properly executed, and registered as required.
Provide prompt, efficient, detailed customer-oriented service to all stakeholders.
Perform all other duties as assigned.