Credit Adjudicator

Fairstone Bank • Montreal, QC

7d

About The Position

Review and adjudicate vehicle loan applications by assessing an applicant's creditworthiness based on credit history, income and employment, and collateral valuation. Ensure loan applications are assessed accurately and timely in a fast-paced environment. Closely follow credit policy rules to ensure risk parameters are consistently followed. Willingness to thrive in a customer service focused and teamwork setting working with other departments in Sales, Income, Funding and with our Dealers partners. Execute detailed document review ensuring all assigned documents are accurate, complete, properly executed, and registered as required. Provide prompt, efficient, detailed customer-oriented service to all stakeholders.

Requirements

• Ability to follow detailed credit policy guidelines and carefully review credit application and credit bureau report details.
• Thrive in a fast-paced environment with strong attention to detail.
• Tech-savvy and proficient with Microsoft Office Suite and Outlook.
• Available to work all shifts mentioned in the job description.
• Proficient English and French required to communicate with automobile dealers and customers across Canada; used daily in interactions. (50% English and 50% French)

Nice To Haves

• At least 1 year of prior experience as a credit analyst or experience in loan underwriting.
• Experience in a financial institution or within the auto industry.
• Previous experience working with loan origination software.
• Post-secondary education in Finance or Business Administration.

Responsibilities

• Review and adjudicate vehicle loan applications by assessing an applicant's creditworthiness based on credit history, income and employment, and collateral valuation.
• Ensure loan applications are assessed accurately and timely in a fast-paced environment.
• Closely follow credit policy rules to ensure risk parameters are consistently followed.
• Work with other departments in Sales, Income, Funding and with our Dealers partners.
• Execute detailed document review ensuring all assigned documents are accurate, complete, properly executed, and registered as required.
• Provide prompt, efficient, detailed customer-oriented service to all stakeholders.

Benefits

• 1 year contract role
• Option of permanent Saturday shift with the option of Wednesday or Thursday off
• Schedules are completed 6 months in advance and our team is very accommodating with switching when required with notice.
• Weekday shifts are primarily set schedules while Saturday start times will be on a rotation (early, mid-day & late shift)
• Equal opportunity employer
• Reasonable accommodations to respond to the needs of people with disabilities

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Associate degree