CRA Mortgage Loan Officer- Camden County, NJ

WSFS Bank•Burlington, NJ

12d

About The Position

The CRA Mortgage Loan Officer establishes and maintains relationships with community-based organizations, Realtors, and governmental agencies to generate lending opportunities and help ensure full compliance with the Community Reinvestment Act. The role sells and originates residential mortgage loans toward a predetermined sales goal focused on CRA assessment-area needs. The officer meets with prospective borrowers, explains mortgage products, helps identify suitable alternatives, and completes sales. The role also works with community organizations and municipalities to collect and submit subordinate financing, including down-payment assistance programs, for consideration in mortgages to low- and moderate-income borrowers. The position requires travel to assigned branch locations, customers’ homes and businesses, and presentations when requested. Candidates must be authorized to work in the United States without current or future visa sponsorship from WSFS Bank. The position has a $60,000 base salary and is eligible for commissions based on individual production.

Requirements

Bachelor’s degree or equivalent work experience.
At least one year of experience marketing and originating CRA mortgage loans and loan products.
Maintain active registration status with the Nationwide Mortgage Licensing System and Registry (NMLS).
Effective, proven sales skills.
Excellent time-management skills.
Self-motivated and able to work with minimal to no supervision.
Willing and able to travel to assigned branch locations, customers’ homes and businesses, and perform presentations when requested.
Excellent written and oral communication skills.
Superior customer-service skills.
Proficiency using Microsoft Word, Outlook, and Excel.
Must be presently authorized to work for any employer in the United States and not require current or future work visa sponsorship from WSFS Bank.

Nice To Haves

Proficiency with industry-standard mortgage origination software programs.

Responsibilities

Establish and maintain relationships with community-based organizations, Realtors, and governmental agencies to generate lending opportunities and support compliance with the Community Reinvestment Act.
Sell and originate residential mortgage loans toward a predetermined sales goal focused on CRA assessment-area needs.
Identify and meet with prospects, explain available mortgage products, determine suitable alternatives with prospects, and finalize sales.
Work with community-based organizations and municipalities to collect and submit subordinate financing, including down-payment assistance programs, for consideration in mortgages to low- and moderate-income borrowers.
Travel to assigned branch locations, customers’ homes and businesses, and perform presentations when requested.

Benefits

Medical coverage
Dental coverage
Vision coverage
401(k) plan
Life, accident, and disability insurance
Flexible spending accounts (FSAs) and health savings accounts (HSAs)
Wellness programs
Paid parental leave
Military leave
Vacation and other paid time off
Sick leave in accordance with applicable state laws
Paid holidays
Discretionary and formula-based incentive and retention awards may be offered to eligible Associates