Core Trade Structuring Lead - SVP

Citi • New York, NY

22h • $163,600 - $245,400

About The Position

Citi’s Services organization provides cash management and trade and working capital solutions to multinational corporations, financial institutions and public sector organizations. Within Trade & Working Capital, the Core Trade Structuring Lead Specialist supports and advises Sales, Banking and Risk on client engagements involving structured core trade transactions, primarily Letters of Credit, Guarantees and related structured trade solutions.

This front-office structuring role is accountable for transaction design, risk allocation and documentation rather than sales origination or operational processing. The role leads solutioning, deal approvals and execution, including complex transactions across multiple jurisdictions and counterparties, and supports sustainable business growth through strong controls and risk frameworks. It requires technical expertise in Corporate Finance, bespoke and, where applicable, syndicated trade structures, including LMA-aligned documentation. The role manages transactions through internal approval and execution, then formally hands them over to Operations for processing and administration.

Requirements

• Bachelor’s degree required.
• At least 8 years of related experience in trade finance, with a strong focus on complex and structured trade transactions.
• Demonstrated expertise in Letters of Credit, Guarantees and structured trade solutions.
• Background leading client core trade relationships.
• Strong understanding of credit processes, legal documentation and risk frameworks.
• Ability to operate independently on complex transactions.
• Strong analytical skills, commercial judgement and attention to detail.
• Clear, concise written and verbal communication skills.

Nice To Haves

• Master’s degree preferred.
• Experience with bespoke documentation; exposure to LMA or LMA-based trade structures is welcomed.

Responsibilities

• Structure and execute complex, high-value and non-standard trade finance transactions, including Letters of Credit, Guarantees and structured trade solutions.
• Lead structuring for transactions involving multiple jurisdictions, counterparties or banks, including risk participation, club and syndicated trade transactions where applicable.
• Draft, review and negotiate trade documentation, including LMA-style or LMA-based structures, in coordination with Legal.
• Translate client needs into bankable, risk-appropriate trade structures alongside coverage and product teams, without assuming a primary sales remit.
• Advise as a technical structuring expert on risk allocation, documentation mechanics and execution feasibility.
• Coordinate with Product Management on regional trade structuring priorities, including complex, multi-country solutions that support scalable and well-governed portfolio growth.
• Manage end-to-end transaction structuring through internal approval and execution, with formal handover to Operations for processing and administration.
• Maintain ownership of the assigned transaction pipeline and associated revenues.
• Conduct targeted wallet analysis to identify structuring-led opportunities within existing client relationships.
• Coordinate with Credit Risk, Legal, Compliance and other control partners to support credit approvals and governance requirements.
• Apply consistent structuring and documentation standards across transactions and jurisdictions.
• Provide technical guidance to Trade Sales and Risk Distribution colleagues on complex or bespoke structures.
• Ensure transactions comply with internal policies, approved risk appetite and applicable regulatory requirements.
• Assess transaction-level risk and reward, including legal, credit, operational and reputational considerations.
• Document material structuring decisions, deviations and risk mitigants clearly.
• Participate in audits, reviews and remediation actions relating to assigned transactions or portfolios.
• Adhere to Citi’s Code of Conduct and demonstrate sound ethical judgement.
• Perform other job-related duties as assigned.

Benefits

• Medical coverage
• Dental coverage
• Vision coverage
• 401(k)
• Life, accident and disability insurance
• Wellness programs
• Paid time off, including vacation, sick leave and paid holidays
• Eligible employees may receive discretionary and formulaic incentive and retention awards

What This Job Offers

• Job Type: Full-time
• Career Level: Senior