ABL Structuring Team Lead - Director

Truist Bank • Atlanta, GA

3d

About The Position

The ABL Structuring Team Lead directs a team that structures, underwrites, negotiates, and closes asset-based lending (ABL) transactions. The work requires in-depth quantitative and qualitative analysis to obtain Truist’s balance sheet commitment and support distribution risk decisions. The role balances client needs with risk appetite, identifies and mitigates transaction risks, and works with originations, portfolio management, legal, compliance, and risk partners to facilitate execution. The team lead manages and develops underwriters, associates, and analysts; monitors complex transactions; and reviews underwriting memoranda for quality, accuracy, well-articulated investment theses, risk mitigations, and compliance with internal policies and regulatory requirements. The role also communicates and oversees compliance with risk policies and procedures, attracts and retains credit professionals, and demonstrates Truist’s culture and values.

Requirements

• BA/BS degree, or equivalent education and experience.
• Series 79 or Series 6 and 33 licenses.
• 15+ years of related work experience.
• Extensive subject matter expertise, including advanced understanding of industry drivers, product positioning, structuring, and risk mitigation strategies.
• Demonstrated ability to collaborate and influence across functional areas to resolve complex issues.
• Strong interpersonal skills that foster teamwork, trust, creativity and innovation, and accountability.
• Ability to communicate clearly, concisely, and insightfully.

Nice To Haves

• MBA degree with a Finance focus.
• Capital markets or other product structuring or underwriting experience.

Responsibilities

• Drive in-depth qualitative and quantitative analysis to develop structures that balance client needs with risk appetite, and identify, quantify, prioritize, and mitigate transaction risks.
• Individually structure, underwrite, negotiate, and close ABL transactions.
• Negotiate legal documents.
• Comply with risk policies and procedures.
• Work with originations, portfolio management, legal, compliance, and risk partners to facilitate seamless execution.
• Mentor, coach, and develop junior talent.
• Manage and develop a team of underwriters, associates, and analysts involved in structuring, underwriting, negotiating, and closing ABL transactions.
• Closely monitor the team’s complex transactions.
• Review underwriting memoranda for quality and accuracy before delivery to ABL Risk, ensuring investment theses are well articulated, risks are properly mitigated, and internal policies, procedures, and regulatory requirements are followed.
• Communicate and oversee compliance with risk policies and procedures.
• Attract, retain, and develop a team of top credit professionals.
• Demonstrate Truist culture and values.

Benefits

• Medical insurance
• Dental insurance
• Vision insurance
• Life insurance
• Disability insurance
• Accidental death and dismemberment coverage
• Tax-preferred savings accounts
• 401(k) plan
• At least 10 days of vacation during the first year, prorated based on hire date and full-time or part-time status
• 10 sick days, prorated
• Paid holidays
• May be eligible for a defined benefit pension plan, restricted stock units, and/or a deferred compensation plan, depending on position and division

What This Job Offers

• Job Type: Full-time
• Career Level: Director