ABL Structuring Team Lead - Director

Truist•Atlanta, GA

4d•Onsite

About The Position

The ABL Structuring team structures, underwrites and closes asset-based lending transactions. Requires in depth quantitative and qualitative analysis to obtain Truist's balance sheet commitment as well as supporting distribution risk decisions. ESSENTIAL DUTIES AND RESPONSIBILITIES Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. 1. Drive in depth qualitative and quantitative analysis culminating in structures that balance client needs with risk appetite; identify, quantify, prioritize and mitigate transaction risks. 2. Individually structure, underwrite, negotiate and close ABL transactions. 3. Negotiate legal documents. 4. Comply with risk policies and procedures. 5. Work with originations, portfolio management, legal, compliance and risk partners to facilitate seamless execution. 6. Mentor, coach and develop junior talent. 7. Demonstrate Truist culture and values. Additional responsibilities if serving as an ABL Structuring Team Lead: 1. Manage and develop a team of underwriters, associates and analysts in the structuring, underwriting, negotiation and closing of ABL transactions. Closely monitor the team’s complex transactions. Review underwriting memos for quality and accuracy prior to delivery to ABL Risk; ensuring investment thesis are well-articulated, risks are properly mitigated, adherence to internal policies and procedures as well as regulatory requirements. 2. Communicate and oversee compliance with risk policies and procedures. 3. Attract, retain and develop a team of top credit professionals.

Requirements

BA/BS degree, or equivalent education and experience
Licenses: Series 79 or 63
15+ years of related work experience
Extensive subject matter expertise including advanced understanding of industry drivers, product positioning, structuring and risk mitigation strategies.
Demonstrated ability to collaborate and influence across functional areas to resolve complex issues.
Strong interpersonal skills which foster teamwork, trust, creativity/innovation and accountability
Ability to communicate clearly, concisely and insightfully.

Nice To Haves

MBA degree, with a Finance focus
Capital markets or other product structuring/underwriting experience

Responsibilities

Drive in depth qualitative and quantitative analysis culminating in structures that balance client needs with risk appetite; identify, quantify, prioritize and mitigate transaction risks.
Individually structure, underwrite, negotiate and close ABL transactions.
Negotiate legal documents.
Comply with risk policies and procedures.
Work with originations, portfolio management, legal, compliance and risk partners to facilitate seamless execution.
Mentor, coach and develop junior talent.
Demonstrate Truist culture and values.
Manage and develop a team of underwriters, associates and analysts in the structuring, underwriting, negotiation and closing of ABL transactions.
Closely monitor the team’s complex transactions.
Review underwriting memos for quality and accuracy prior to delivery to ABL Risk; ensuring investment thesis are well-articulated, risks are properly mitigated, adherence to internal policies and procedures as well as regulatory requirements.
Communicate and oversee compliance with risk policies and procedures.
Attract, retain and develop a team of top credit professionals.