Consumer Lending Credit Analyst Trainee, I, II, III, Senior

Global Credit Union • Glendale, AZ

14h • Onsite

About The Position

Underwrite consumer loan requests. Evaluate credit applications and make credit decisions consistent with the Equal Credit Opportunity Act and all other existing authority, including credit union policies and guidelines. Rapidly underwrite and respond to credit requests sent to the Consumer Lending department by members, credit union branches, and network dealers. Validate automated lending decisions and complete administrative follow-up to ensure compliance, fair lending, and member identification protocols are being followed.

Requirements

• High school graduate or equivalent
• One-year experience with this credit union in a problem-solving capacity, or underwriting consumer loans, which routinely calls for independent decision making in a high volume, fast-paced environment.
• Knowledge of all consumer lending regulations.
• Ability to adapt to a variety of situations, processing a high volume of work with attention to detail.
• Ability to communicate effectively and diplomatically.

Nice To Haves

• Proven acceptable performance standards as established by management (for specific tenure levels).
• Directly related work experience and/or accelerated training completion may be substituted for tenure.

Responsibilities

• Underwrite consumer loan requests.
• Evaluate credit applications and make credit decisions consistent with the Equal Credit Opportunity Act and all other existing authority, including credit union policies and guidelines.
• Rapidly underwrite and respond to credit requests sent to the Consumer Lending department by members, credit union branches, and network dealers.
• Validate automated lending decisions and complete administrative follow-up to ensure compliance, fair lending, and member identification protocols are being followed.
• Perform other duties as assigned.

Benefits

• Short-term and long-term incentives
• Comprehensive medical, dental and vision insurance plan that has HSA and FSA options
• 401(k) plan with a 5% match
• Employee Assistance Program (EAP)
• Life and disability coverage
• Voluntary cash benefits for accident, hospitalization and critical illness
• Tuition Reimbursement
• Generous leave programs to include Paid Time Off accrual, Paid Sick Leave, Paid Holidays

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: High school or GED