Disclosure Desk Analyst II, Residential & Consumer Lending

Provident Bank•Woodbridge, NJ

2d•$20 - $25•Onsite

About The Position

The Disclosure Desk Analyst II plays a key role in the loan origination process for residential and/or consumer loans. This position is responsible for reviewing and issuing all required loan disclosures to applicants in accordance with regulatory timelines, ensuring accuracy and compliance throughout the process. In addition, the role supports underwriters by coordinating the ordering and reviewing of third-party services, including searches and appraisals. The Analyst is expected to independently perform the key responsibilities of the role while maintaining a strong focus on quality, timeliness, and regulatory adherence.

Requirements

High School Diploma or GED
Organized and Professional Work Ethic
Computer Literacy: Windows/Excel/Encompass
Knowledge of TRID, HMDA, and RESPA requirements
Ability to work within a team
Customer Service Focused – The Client is Always Right Attitude
Effective Communications skills via; telephone, email, and written correspondence
Desire to succeed and learn new things
Able and comfortable speaking with customers courteously and efficiently
General knowledge of regulatory requirements for residential loans
Must be sensitive to timeframe requirement

Nice To Haves

One-year financial services, mortgage, or accounting
Prior consumer lending experience.

Responsibilities

Review applications and credit reports for completion, accuracy and identifying red flags.
Responsible for the review and delivery of all required loan disclosures to applicants(s)
Assist in the ordering and reviews of appraisals, searches, and VOE’s
Assist in obtaining documentation and conditions from customers and/or branch personnel
Ensure all required loan disclosures have been completed and are being disclosed within Service Level Agreements and regulatory disclosure requirement timeframes
Monitor individual workflow pipeline queues to ensure that the daily workflow requirements are being met
Maintain full knowledge of loan products and guidelines as well as possess current working knowledge of all relevant regulatory changes that affect loan disclosures
Accurately perform HMDA related tasks.
Maintain strong working relationships with applicants(s), mortgage representatives, branch team members as well as department team members
Assists in daily department routine including email and telephone inquiries to problem solve any issues that arise with customers, relationship managers and branches.
Perform various tasks and projects as requested by management