Consumer Banker I
The Bank of Elk River•Elk River, MN
•$25 - $29•Onsite
About The Position
This position is responsible for providing exceptional customer service to new and existing customers by identifying and recommending products and services to meet customer’s financial needs. Build account relationships by actively searching for opportunities to cross-sell bank products and services and make referrals to other areas of the bank.
Requirements
- High school diploma or general education degree (GED) required.
- 3-5 years job related experience.
- Mortgage Loan Originator (MLO) license may be required for this position.
- S.A.F.E. registration at the time of employment.
- Must meet the Consumer Financial Protection Bureau loan originator qualification requirements and comply with The Bank of Elk River policy related to these requirements.
- Loan originator qualification requirements include meeting applicable financial responsibility, character, credit fitness and criminal background standards.
- Must meet ongoing regulatory requirements including additional screening.
Responsibilities
- Provides exceptional customer service to current and potential customers, processes customer transactions accurately and efficiently and responds to customer inquiries in an efficient, timely and courteous manner.
- Responsible for opening and servicing all retail and business deposit accounts, offering consumer loan solutions, and responding to customer inquiries.
- Understands and adheres to all operational, compliance and audit procedures. Comply with laws and compliance regulations to ensure customers and bank are protected.
- Knowledge of consumer loan process and compliance regulations. Has the ability to complete and underwrite personal loan applications. Able to identify past due loans and collect payment on delinquent loans.
- Regularly opens new accounts which include checking, savings, business, and CD/IRAs. Actively looks for opportunities to cross sell products and services including making referrals to meet customer’s needs.
- Regular, reliable attendance is required.
Benefits
- High-Deductible Health Plan on the 1st of the month following hire date
- Health Savings Account on the 1st of the month following hire
- Flexible Spending Accounts on the 1st of the month following hire
- Dental Insurance on the 1st of the month following hire date
- Vision Insurance on the 1st of the month following hire
- Company paid life insurance on your date of hire
- Supplemental life and AD&D insurance available on your date of hire
- Short-term disability insurance paid for by TBER
- Long-term disability insurance paid for by TBER
- Employee Assistance Program
- Well-Being program
- Long-term care insurance
- Pet Insurance
- Employee Stock Ownership Plan (ESOP) after 6 months of service
- 401(k) Safe Harbor match up to 4% on the 1st of the month after 6 months of service
- Account fees waived and discounts on loans at The Bank of Elk River
- Discounts through Wellmark Blue365, LifeMart, Carhartt, and Microsoft Office
- Gym Membership/Fitness quarterly reimbursement up to $25 each month
- Company picnic, Christmas party, and employee appreciation events
- Casual dress days
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
Education Level
High school or GED
