Compliance Analyst I, Licensing

Guild Mortgage•,

3d•$23 - $32•Remote

About The Position

Guild Mortgage Company, a mortgage banking firm established in 1960, is dedicated to serving homeowners and buyers by providing affordable home financing with the best available terms and unparalleled professionalism. The Compliance Analyst, Licensing role supports the Compliance Management Division to ensure the company operates in accordance with applicable laws. This position is crucial for maintaining Guild's good standing with state and federal government agencies, including Secretary of State offices, state regulatory agencies, CFPB, and Guild’s investors. Key responsibilities include reviewing, monitoring, and renewing company, branch, and loan originator licenses through the Nationwide Mortgage Licensing System (NMLS), analyzing federal and state legislative changes, and completing various reports such as annual, quarterly, monthly reports, and Mortgage Call Reports.

Requirements

Bachelor’s degree
Minimum of 1+ years of compliance experience
Strong verbal and written communication skills
Strong detail orientation and highly organized
Sound judgment, ability to think critically
Ability to work independently in a fast-paced environment to complete work following procedures
Ability to manage multiple priorities and deadlines; strong sense of urgency and responsiveness
Prior experience using PDF/Adobe programs and Microsoft Word, and PowerPoint
Basic math skills

Nice To Haves

Consumer lending compliance experience
Experience with analyzing data, including, but not limited to the Mortgage Call Report and state-specific mortgage related activity reports
Related work experience and/or coursework related to Business, Finance and/or Legal
General knowledge of overall mortgage lending process
Prior NMLS, mortgage, lending or related industry experience
Advanced MS Excel skills preferred

Responsibilities

Prepare and submit applications for mortgage lender or general business licensing for the company, identifying and informing management of changes to filing requirements.
Prepare and submit city/county and state license filings for branch office openings, closings, and address changes, identifying and informing management of changes to filing requirements.
Follow up on application statuses, troubleshoot problems, resolve issues, report to management on application status, and ensure applications are completed.
Monitor continuing education requirements for MLOs and ensure they are met before company license renewal.
Periodically perform compliance checks to ensure MLO information is accurate in NMLS and employee files, as directed by management.
Prepare and submit monthly, quarterly, and annual reports and license renewals (city/county and state), identifying and informing management of changes to filing requirements.
Monitor and renew existing company, branch, and loan originator licenses.
Provide guidance to Loan Officers, Branch Managers, Production, and Servicing regarding licensing matters.
Maintain a tracking system to monitor deadlines and due dates for various filings and renewals, including license and surety bond spreadsheets.
Assist in filing the Mortgage Call Report quarterly, notifying the department manager of any issues encountered.
Review data for accuracy and identify discrepancies for escalation to management to determine an action plan.
Provide responsive, courteous, and knowledgeable service to Branches and internal departments.
Use computers for research, including proprietary systems, subscriber databases, and internet resources, to resolve issues and verify compliance with regulations.
Prepare and verify that complete files, including supporting documentation, are retained in accordance with required retention periods.
Escalate issues that represent higher risk and fall outside the scope of responsibility.
Identify and stay current on changes in industry regulations that impact work product and ensure internal systems are updated accordingly.
Anticipate, organize, prioritize, and coordinate administrative responsibilities such as distribution of incoming and outgoing correspondence for the Compliance Management Division.
Perform other duties and administrative functions as needed.