Commercial Underwriter
About The Position
Join Timberland Bank, an 111 Year Legacy of Strength, Stability, and Community Banking. For more than 111 years, Timberland Bank has proudly served local businesses, families, and communities with integrity, sound financial judgment, and a relationship‑driven approach to banking. Our longevity speaks to our strength—and to the people who make our bank what it is. We are seeking an experienced and motivated Commercial Underwriter to support our commercial lending efforts across all portfolios. This is an excellent opportunity to join a financially strong, well‑respected community bank where thoughtful underwriting, collaboration, and long‑term relationships are truly valued. The Commercial Underwriter examines, evaluates, and makes recommendations on loan files for commercial real estate, secured term loans, lines of credit, SBA and commercial construction loans. This role may include limited loan approval authority and plays an important part in developing and supporting loan production and credit administration across the bank.
Requirements
- High school diploma or equivalent required
- Strong financial and credit analysis skills
- Exceptional organizational skills with the ability to manage multiple deadlines
- Ability to prioritize time‑sensitive tasks with accuracy and attention to detail
- Strong interpersonal skills and a collaborative, team‑oriented mindset
- Working knowledge of state and federal lending regulations
- Proficiency with Microsoft Word, Excel, and loan production software
- Proven commitment to extraordinary customer service
- Thorough understanding of bank products and services
Nice To Haves
- College-level coursework in accounting or business preferred
- Two- to four-year degree preferred
Responsibilities
- Prepare loan write‑ups, credit analysis, and credit proposals for approval
- Monitor loans regularly to ensure timely documentation and ongoing creditworthiness
- Perform portfolio management functions, including: Annual property inspections, Lender evaluations and progress reports, Financial analysis reviews and credit comments, Credit write‑ups for annual renewals and new loans
- Manage loans on a portfolio basis as assigned
- Present loan packages to loan committee for approval
- Assist with determining loan terms and appropriate borrowing parameters
- Participate in and support community activities
- Maintain working knowledge of various government lending programs
Benefits
- Competitive compensation and benefits
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
Education Level
High school or GED
